USDA Vs. FHA Pro and Con comparison in Hutchinson, Reno County, KS

For 2025, the USDA loan limit in Hutchinson, situated in Reno County, KS, is set at $336,500. In contrast, the FHA limit for a single-family home is set at $472,030.

Make use of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, clarifying the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, helping you choose the most suitable option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Hutchinson, Reno County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Hutchinson, KS

Lendersa® is committed to securing the best USDA or FHA loan for you swiftly and with minimal complexity. Start from one of three pathways to connect with lenders and explore USDA loan programs.

  1. Enhance your request for USDA/FHA loan optimization
  2. Explore USDA and FHA rates & terms upfront
  3. Access the largest database of USDA loan lenders
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Understanding USDA Loans in KS

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available solely in rural regions. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.

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  • At Advanced Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Ravenswood Federal Credit Union
  • 702 Washington Street, Ravenswood, WV, 26164
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  • Crossroads Home Loans
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  • 101 East Main Street, Baltic, OH, 43804
  • At Baltic State Bank, we like to do things a little differently. Because our offices are located in small villages and rural areas, we strive to provide banking service that combines the quality personal service that our customers come to know and expect. Our modern products and services allow them to conduct their banking whenever

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  • Bank of Dawson
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