USDA Vs. FHA Pro and Con comparison in Holton, Jackson County, KS
In 2025, the USDA loan limit in Holton, situated in Jackson county, KS, is $336,500. Conversely, for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. This tool will help you identify the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, making it easier to determine which program in Alabama suits your financial needs best.
2025 Loan Limits and Downpayment Requirements in Holton, Jackson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Holton, KS
The aim of Lendersa® is to secure for you the best possible USDA or FHA loan swiftly and without difficulty. Choose one of three starting points to match with lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available strictly in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
American United Federal Credit Originally founded in 1952 as the Fort Douglas VA Hospital Federal Credit Union, the credit union began serving members out of a small room inside the VA Medical Center in Salt Lake City, Utah. The primary focus of the credit union was to serve the employees of Fort Douglas and the VA Medical Center.
Cardinal Mortgage Services mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Cyprus Credit Union is a not-for-profit cooperative started in 1928 Cyprus Credit Union is the oldest active credit union in Utah and started with assets totaling less than $100.00. Our founders set out to promote thrift among members by affording a convenient means of saving and to loan funds to members for productive purposes.
7613 Jordan Blvd, Suite 100, West Jordan, UT, 84084
Emperiq believe the ability to have access to the best lenders & products across the country are the key to being able to lead in this industry.Not just for today,but more importantly,for tomorrow.Our ability to analyze each individual client & their unique situations & then match with the broad range of products that serve their needs the best.
1678 South Pioneer Road, Salt Lake City, UT, 84104
Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs.
We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
Salem VA Credit Union is a member-owned cooperative that operates on a not-for-profit basis. As a federal credit union, we are chartered, supervised and insured by the federal government through the National Credit Union Administration (NCUA). The NCUA insures member share accounts up to $250, 000 per member.
KEMBA has been providing families financial security for well over seventy-five years. Since we're a non-profit financial institution, we return our profits back to our members in the form of better rates, lower fees, and free or low-cost services. We are run by a volunteer board of directors elected by members like you.
The Mortgage Partner has been providing mortgage loans in Utah since 1993. Our Utah based company has over 40 years of combined lending experience. We are a mortgage broker which allows us the opportunity to work with multiple lenders—getting you the best rate possible. As a mortgage broker, we have access to many different lenders that others
