In 2026, the USDA loan limit in Holton, situated in Jackson county, KS, is $336,500. Conversely, for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. This tool will help you identify the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, making it easier to determine which program in Alabama suits your financial needs best.
2026 Loan Limits and Downpayment Requirements in Holton, Jackson County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Holton, KS
The aim of Lendersa® is to secure for you the best possible USDA or FHA loan swiftly and without difficulty. Choose one of three starting points to match with lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available strictly in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank
The Denison State Bank is a branch office of The Denison State Bank. They provide the following services: Full Service Office Location and are located at 421 New York Avenue in Holton Kansas. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.
Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.
At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Fidelity State Bank & Trust Company (Topeka, KS) is a banking company based in Topeka, Kansas, United States. FDIC Insured and Equal Opportunity Lender.The history of the Chandler Family that owns Fidelity State Bank & Trust Company dates back to 1883. The Chandler Family has been active in Kansas since then and continues to be active in a large nu
Discover everything your credit union & financial institution can be at 1st Kansas Credit Union. As the oldest credit union in Kansas, our closed membership institution offers a wide range of accounts, loans, & financial services to Federal, State, City & County employees and their dependents in the states of Kansas, Nebraska, Iowa and Missouri.
320 South Kansas Avenue, Suite 100, Topeka, KS, 66603
Lends in Kansas
The Topeka Police Credit Union was chartered February 12, 1952 by a small number of police officers who wanted to start a credit union to help police officers and their immediate families. The credit union opened its doors April 13, 1952.
The mission of the Topeka Police Credit Union is to provide quality service.
534 S. Kansas Avenue, Suite 825, Topeka, KS, 66603
Lends in Kansas
Great Plains Funding, LLC was established for the sole purpose of providing “private money loans” to its real estate investor clientele. Great Plains Funding, LLC does not provide funding to any owner-occupied properties and limits its services to commercial loans for the acquisition and renovation of existing properties.
