USDA VS FHA in Hodgenville, Larue County, KY

In the year 2026, the USDA loan limit in Hodgenville, within Larue County, KY, is $336,500. By comparison, the FHA limit for single-family homes is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's most competitive USDA and FHA rates, helping you identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in determining the optimal choice in for your financial needs.

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Loan limits and down payment requirements for 2026 in Hodgenville, in Larue County, KY

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan choices in Hodgenville, KY

The aim of Lendersa® is to swiftly and effortlessly secure the ideal USDA or FHA loan for you. Start with one of three pathways that lead to matched lenders and USDA loan offerings.

  1. Submit a comprehensive request utilizing USDA/FHA optimization
  2. Access USDA and FHA rates and terms first
  3. Search the extensive USDA lender database
Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, assured by the government Department of Agriculture—also called a USDA rural development loan or USDA mortgage—applies only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans necessitate no down payment.

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  • Knoxville Firefighters Federal Credit Union
  • 5207 Schubert Road, Knoxville, TN, 37912

  • Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.

  • Fountain City Finance
  • 5319 N Broadway St, Knoxville, TN, 37918

  • Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience

  • AllWealth Federal Credit Union
  • 6 South 2nd Street, Suite 100, Hamilton, OH, 45011

  • AllWealth Federal Credit Union started as Hamilton City Employees Federal Credit Union which was officially organized on October 22, 1948 as a cooperative to provide savings opportunities and low-cost loans to City of Hamilton employees. The Credit Union began its operation with a desk in the City of Hamilton Personnel Office.

  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011

  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest

  • SouthEast Bank
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  • SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.

  • First Southern Management
  • 412 N. Cedar Bluff Road, Suite 200, Knoxville, TN, 37923

  • Founded in 1978, First Southern is an independently owned full service commercial real estate capital firm. Our services are broad based and include permanent debt financing, construction financing, bridge financing, forward funding commitments, joint-venture equity programs, preferred equity, mezzanine debt, tax-free financing,

  • Knoxville Mortgage Brokers
  • 220 S. Peters Road, Suite 100, Knoxville, TN, 37923

  • Knoxville Mortgage Brokers are abuying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • MORTGAGE INVESTORS GROUP
  • 8320 East Walker Springs Lane, Knoxville, TN, 37923

  • Mortgage Investors Group (MIG) is committed to helping families in the Southeast fulfill their dreams of homeownership. Co-founders Chuck Tonkin II and Chrissi Rhea opened a modest lending office in Knoxville, Tennessee, in 1989 with five colleagues. Today, with over 400 employees in 27 branch locations

  • First Choice Community Credit Union
  • 100 N 17th Street NW, Knoxville, TN, 37921

  • Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.

  • Peoples First Savings Bank
  • 225 Reading Road, Mason, OH, 45040

  • Peoples First Savings Bank, believed to be the oldest local company in Mason, OH, is a rock solid, full-service banking institution serving residents and businesses in Warren County, as well as neighboring Hamilton and Butler counties, Ohio. Founded in 1909 as a mutual savings and loan, we continue to be supported by local business and community le

  • Members Trust Federal Credit Union
  • 4000 Luxottica Place, Mason, OH, 45040

  • Trust Federal Credit Union. In 2002, our current membership base was further expanded to include Sunglass Hut. In 2004, the National Credit Union Administration granted Members Trust a charter expansion to include associates from Cole National. This new group included associates from Pearle Vision, Target Optical, BJ’s Optical, Sears Optical
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