USDA Loan Vs. FHA loan for Hodgenville, KY [Larue County ]

In the year 2025, the USDA loan limit in Hodgenville, within Larue County, KY, is $336,500. By comparison, the FHA limit for single-family homes is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's most competitive USDA and FHA rates, helping you identify the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in determining the optimal choice in for your financial needs.

Exploring USDA and FHA loan choices in Hodgenville, KY

The aim of Lendersa® is to swiftly and effortlessly secure the ideal USDA or FHA loan for you. Start with one of three pathways that lead to matched lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, assured by the government Department of Agriculture—also called a USDA rural development loan or USDA mortgage—applies only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans necessitate no down payment.

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(317) 261-9000 Lender's profile and map Reviews The National Bank of Indianapolis 107 N. Pennsylvania St, Suite 700, Indianapolis, IN, 46204 The National Bank of Indianapolis is the largest locally-owned national bank headquartered in greater Indianapolis. With over $2 Billion in assets, we combine our expertise, local decision-making & tradition of superior service to deliver a full range of banking services to professionals, closely-held businesses & nonprofit organizations.
(931) 359-4322 Lender's profile and map Reviews First Commerce Bank 500 North Ellington Parkway, Lewisburg, TN, 37091 First Commerce Bank was the dream of a group of local people who saw the need for a locally owned, locally managed community bank. With the help of over 1,000 shareholders, that dream became a reality on December 2, 2002. Our goal is to provide our community with competitive banking products that meet our customers' needs.
(317) 923-4747 Lender's profile and map Reviews Hoosier United Credit Union 1828 N Meridian Street, Suite 102, Indianapolis, IN, 46202 Hoosier United Credit Union became a state chartered credit union on May 26, 1931. We were originally chartered as Farm Bureau Employees Credit Union. The name came from our original membership group of Indiana Farm Bureau Employees. In the 1980’s we changed our name to Hoosier Farm Bureau Credit Union
(317) 559-7272 Lender's profile and map Reviews Financial Health Federal Credit Union 1633 N. Capitol Ave, Indianapolis, IN, 46202 OUR MISSION is to enable members to achieve financial health through the services we offer; the information and advice we give; and the convenience and value we provide. At FHFCU we believe in going Above and Beyond to provide a Diverse and Unique way of Empowering our Members. Through Hard Work, Loyalty, and Realistic opportunities.
(317) 620-4100 Lender's profile and map Reviews Golden Key Lending Inc 325 S College Ave, Indianapolis, IN, 46202 We help you get your best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win! We believe homeownership should be fast, transparent, and low-cost. For everyone.
(317) 276-2105 Lender's profile and map Reviews Elements Financial 225 South East Street, Suite 300, Indianapolis, IN, 46202 "At Elements, we provide a variety of powerful financial products and services through the safe harbor of a consumer-owned credit union. Yet Elements is not just a credit union. We are financial wellness providers who promise to help you achieve financial wellness in life with your own money management plan."
(270) 809-6666 Lender's profile and map Reviews MSU Federal Credit Union 202 General Services Building, Murray, KY, 42071 MSU Federal Credit Union was established in 1978, we are the longest standing financial institution in Calloway County Kentucky. We have a wide variety of financial services to help meet our members short term and long term financial goals. We proudly serve employees and family members of Murray State University
(270) 753-5626 Lender's profile and map Reviews The Murray Bank 405 S 12th St, Murray, KY, 42071 The Murray Bank was voted the favorite bank in Murray & Calloway County for 18 years. We believe this is because we make sure each customer receives the best service, & assistance as they strive to reach their financial goals, When we ask our customers why they like banking with us, they consistently mention the high level of personal service.
(270) 753-7407 Lender's profile and map Reviews Global Mortgage Link LLC 111 N 12th St, Suite B, Murray, KY, 42071 "We're committed to helping you: simplifying the process of securing a mortgage by providing guidance and personalized service. ""Let our door open yours."" There’s no doubt that buying a house for the first time can be stressful. You need a ton of documents that you probably do not keep on hand."
(865) 984-5350 Lender's profile and map Reviews Trust Tennessee Home Mortgage, Inc 445 Marilyn Lane, Alcoa, TN, 37701 TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
(317) 462-1431 Lender's profile and map Reviews Greenfield Banking Company IN 1920 North State Street, Greenfield, IN, 46140 Greenfield Banking Company is a community bank opened in 1871 in Greenfield, Indiana. For 150 years Greenfield Banking Company has delivered high-quality financial solutions and personalized, friendly service. This service is fostered by a company culture of community involvement, support and volunteerism.