USDA VS FHA in Shepherdsville, Bullitt County, KY

In 2025, USDA loan limit in Shepherdsville, county of Bullitt, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Shepherdsville, county of Bullitt, KY

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Shepherdsville, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GOLD Credit Union
  • 835 W. Hamilton St, Allentown, PA, 18101
  • GOLD Credit Union is a Member-owned, not-for-profit financial cooperative. Since 1937, we've worked to offer our Members exceptional financial products and services — from checking and savings accounts to mortgages and other loans. Unlike traditional banks, we put our Members' interests first, giving you a strong, stable financial partner for life.
  • Biz Hub Financial, LLC
  • 1101 Hamilton Street, Suite 305, Allentown, PA, 18101
  • Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending. Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.
  • Upper Darby Belltelco Federal Credit Union
  • 1410 Bywood Avenue, Upper Darby, PA, 19082
  • The Mission Statement of the UDBell Federal Credit Union has been since its inception in 1940 and continues to be one of SERVICE to its membership. It still believes in the national credit union credo of “not for profit, not for charity, but for service”. All our goals are dedicated to providing a financially sound.
  • Delco Postal credit union
  • 1400 Bywood Avenue, Upper Darby, PA, 19082
  • Our credit union evolved out of the Upper Darby Post Office in 1963. Employees there realized the benefits of a credit union and decided to start their own. The credit union originally had no office but operated out of the post office itself. When Joe Kadish took over running it, he ran it out of his home with help from his wife Pauline.
  • Forge Federal Credit Union
  • 1402 Bywood Avenue, Upper Darby, PA, 19082
  • At Forge Credit Union, we understand everyone has different financial needs. That's why we offer a wide variety of miscellaneous services to help meet those needs. When you become a member of Forge Credit Union, you are joining the family of thousands that depend on us for excellent member service.
  • Jacksonville Postal & Professional Credit Union
  • 1820 Rogero Rd, Jacksonville, FL, 32211
  • Jacksonville Postal & Professional Credit union was formed in 1929 by a small group of 12 postal employees. Our credit union has a long and distinguished history, steeped in the philosophy that credit unions are founded on.The credit union was originally chartered, on October 15, 1929 & was the first state chartered credit union in the state of FL.
  • Jones Home Loan Mortgage LLC
  • 5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Oak Street Financial, Inc.
  • 1919 Blanding Blvd, Suite 10, Jacksonville, FL, 32210
  • In 1998, Alec Boriss opened his mortgage brokerage business at its present location, 2330 Oak Street, in the heart of Jacksonville’s historic district. The business was a lender branch until, in 2004, Alec decided to incorporate Oak Street Financial, Inc. as a Correspondent Lender with license to originate FHA .
  • Bank of the Flint Hills
  • 806 West Fifth Street, Wamego, KS, 66547
  • Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
  • Kaw Valley State Bank
  • 1015 Kaw Valley Park Circle, Wamego, KS, 66547
  • Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
  • Encentus Federal Credit Union
  • 1320 S Lewis Avenue, Tulsa, OK, 74104
  • Encentus Federal Credit Union was chartered on March 5, 1970, as St. John Employee’s Federal Credit Union. At that time, our field of membership was limited to employees of St. John’s Hospital. When we expanded our field of membership in 2009, we changed our name to Encentus FCU to reflect our broadened base.
  • Cityscape Home Mortgage
  • 1115 S Lewis Ave, Suite D, Tulsa, OK, 74104
  • Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed