In 2026, the USDA loan limit in Shepherdsville, within the county of Bullitt, KY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows side-by-side evaluation of USDA, FHA, Conforming, and VA options to determine the best option for your financial requirements in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to efficiently connect you with the best USDA or FHA loans without hassle. Select one of three starting points to link with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available only in rural areas, USDA loans require no down payment, unlike FHA loans needing at least a 3.5% down payment, easing the pathway to buying a home.
Enter your location to find out if it qualifies for USDA rural housing loan?
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