USDA Loan Vs. FHA loan for Bellevue, KY 2025

For 2025 in Bellevue, Campbell county, KY, the USDA loan limit stands at $336,500. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

The Lendersa® USDA loan calculator lets you compare the best rates between USDA and FHA. Determine the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side, helping you choose the right program in suited for your financial situation.

USDA and FHA Loan Options in Bellevue, KY

Lendersa® is dedicated to securing the most advantageous USDA or FHA loan swiftly and with ease. Choose one of three initial pathways to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, backed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages require no down payment.

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(937) 845-3636 Lender's profile and map Reviews NCF Savings Bank 400 N Main St, New Carlisle, OH, 45344 NCF Savings Bank has been serving our customers and community. As a small, locally owned community bank we are in a unique position to respond to your needs quickly and efficiently, with all the great products and services that our customers need and want. NCF is extremely proud to be a locally focused bank that builds into the communities serve.
(502) 223-1638 Lender's profile and map Reviews First Federal Savings Bank of Kentucky 216 W Main St, Frankfort, KY, 40601 On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.
(502) 564-5597 Lender's profile and map Reviews Expree Credit Union 100 Moore Drive, Frankfort, KY, 40601 Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
(888) 914-2276 Lender's profile and map Reviews Stockton Mortgage Corporation 88 C Michael Davenport Blvd, Frankfort, KY, 40601 Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
(800) 248-3229 Lender's profile and map Reviews Independent Community Bankers' Bank 107 Progress Drive, Frankfort, KY, 40602 Chartered in 1988, as a bankers' bank, Independent Community Bankers' Bank has enjoyed providing community banks with personalized correspondent banking services for more than 30 years. ICBB is organized to only do business with banking institutions and is owned solely by the customer banks it serves.
(812) 293-3321 Lender's profile and map Reviews New Washington State Bank 402 E Main Street, New Washington, IN, 47162 New Washington State Bank opened on Main Street in New Washington, Indiana. The bank was founded by a group of ten prominent business leaders and farmers who felt New Washington and the surrounding farming communities would be better served with a bank of their own. From our humble beginning in 1908.
(937) 390-1800 Lender's profile and map Reviews IH Credit Union 5000 Urbana Road, Springfield, OH, 45502 The IH Credit Union, Inc. was organized in 1934 as a State Chartered Credit Union and is a non-profit corporation whose purpose is to serve the financial needs of its members, who are also owners. When a person opens a share account, he or she actually purchases a "share" in the cooperative.
(859) 259-3466 Lender's profile and map Reviews Members Heritage Credit union 440 Park Place, Lexington, KY, 40511 Members Heritage opened its doors in April 1960 as IBM (Lexington) Employees Federal Credit Union. In the early 1990’s, the credit union began to grow and diversify, offering service to employees at additional companies. In 1993, our name was changed to Members Heritage Federal Credit Union, representing the concept of member ownership.
(502) 314-5626 Lender's profile and map Reviews Integra Mortgage Group LLC 102 McMakin Drive, La Grange, KY, 40031 Integra Mortgage Group of Louisville, LaGrange and Crestwood, Kentucky has been committed to providing our customers with the highest quality of service and the lowest mortgage loan rates available since 1997. Our goal is simple: To make the mortgage loan process as convenient and hassle-free as possible to our customers.
(765) 489-4571 Lender's profile and map Reviews Perfect Circle Credit Union 631 E Main St., Hagerstown, IN, 47346 Perfect Circle Credit Union has served working families in Wayne and Henry Counties, helping them meet their financial needs and achieving their goals. Almost ninety years later we are still dedicated to the philosophy of “People Helping People”, and helping our members build better lives.
(937) 548-0360 Lender's profile and map Reviews Members Choice Credit Union 725 Pine Street, Greenville, OH, 45331 Our credit union was chartered with the state of Ohio on October 17, 1954, when Fram Corporation (now Fram Group) banded together to help solidify their financial futures. Since then we have grown to over 3, 200 members with 37 different companies and people living or working within the county along with their family members.
(937) 548-1114 Lender's profile and map Reviews Greenville National Bank 446 S Broadway, Greenville, OH, 45331 GNB Banking Centers is the trade name for Greenville National Bank, a full-service, independent, community bank with 10 locations (6 of those with ATMs) and 2 additional ATM-only locations to serve you. We offer competitive deposit and loan rates. We have deposit and loan products for individuals and businesses, including agri-businesses.