For 2026 in Bellevue, Campbell county, KY, the USDA loan limit stands at $336,500. Meanwhile, the FHA loan limit for a single-family residence is $472,030.
The Lendersa® USDA loan calculator lets you compare the best rates between USDA and FHA. Determine the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side, helping you choose the right program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to securing the most advantageous USDA or FHA loan swiftly and with ease. Choose one of three initial pathways to connect with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is exclusively available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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