USDA Vs. FHA your options comparison in Newport, Campbell County, KY
In 2026, the USDA loan limit in Newport, Campbell county, KY, is $336,500, whereas the FHA cap is $472,030 for single-family homes.
Utilize the Lendersa® USDA loan calculator to assess the leading USDA versus FHA rates today, and find out what income, credit, reserves, and documents are needed for qualification. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to identify the best option in for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Newport, Campbell, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Newport, KY
Lendersa® aims to secure you the most advantageous USDA or FHA loans swiftly and without hassle. Choose one of three ways to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. USDA loans do not require a down payment, unlike FHA loans which need at least 3.5% as a down payment.
880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
Lends in Kentucky
D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.
Citizens Federal Savings and Loan Association of Covington
433 Madison Avenue, Covington, KY, 41011
Lends in Kentucky
Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.
As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
"Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4. In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
