USDA Vs. FHA your options comparison in Newport, Campbell County, KY

In 2025, the USDA loan limit in Newport, Campbell county, KY, is $336,500, whereas the FHA cap is $472,030 for single-family homes.

Utilize the Lendersa® USDA loan calculator to assess the leading USDA versus FHA rates today, and find out what income, credit, reserves, and documents are needed for qualification. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to identify the best option in for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Newport, Campbell, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Newport, KY

Lendersa® aims to secure you the most advantageous USDA or FHA loans swiftly and without hassle. Choose one of three ways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. USDA loans do not require a down payment, unlike FHA loans which need at least 3.5% as a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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