USDA Vs. FHA Pro and Con comparison in Dayton, Campbell County, KY
In the year 2025, the USDA loan limit for Dayton, located in Campbell county, KY, is set at $336,500, while the FHA limit for a single-family home is $472,030.
You can use Lendersa®'s USDA loan calculator to evaluate today's best rates for USDA compared to FHA. It helps determine the required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the top program in to match your financial needs.
2025 Loan Limits and Down Payment Requirements in Dayton, Campbell County, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Possibilities in Dayton, KY
Lendersa®'s aim is to secure the most suitable USDA or FHA loan swiftly and hassle-free. Choose from one of three starting points that align you with suitable lenders and USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically available in rural areas. Contrasting with FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
WUFFACE Federal Credit Union aspires to create valuable and trusted lifelong relationships that improve the financial well being of our members and the communities we serve. We provide exceptional personalized service delivered with respect and concern for our members. WUFFACE is an acronym for Wayne, Union, Fayette, Federal and County Employees.
Wayne County Federal Credit Union is a federally chartered credit union serving Wayne county and their families. Since we keep things local, we give our personal touch to every transaction. We offer home banking, loans, checking, savings mortgage and online bill paying. All with your WCFCU account. Stop in and see what we can do for you.
Richmond City Employees Federal Credit Union has been open for over 50 years. Membership is open to the City Employees, employees of Morrisson-Reeves Library and Frontier/Verizon employees, and RP&L employees. Membership is also available to immediate family members of an existing member.
Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.
HCPFCU is NCUA Insured and an Equal Housing Lender. Our credit union opened its doors in 1975, specifically to serve Reid Health Employees. Since then, we have expanded to offer our services to any health care employee in the community, as well as their entire family! We do business in accordance with the Fair Housing Opportunity Act.
First Federal Savings and Loan Association of Greensburg
212 N Franklin St, Greensburg, IN, 47240
Your #1 Choice For Your Banking Services Is The Locally Owned Savings & Loan! Modern mortgage banking with locally owned service. We are a full service bank offering with local service to help you with all of your financial & banking needs. First Federal Savings & Loan Association specializes in online mortgage, banking & consumer lending services.
First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships.
Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,
At Farmers Bank of Milton, we strive to offer the superior banking service our customers expect. Most importantly, we want to ensure that our experienced staff delivers these services in a friendly, efficient manner. We are proud to be a part of our communities and to participate in the growth and prosperity of our region.
