For the year 2025, the USDA loan threshold in Southgate, situated in Campbell county, KY, stands at $336,500. Meanwhile, the FHA loan cap for a single-family dwelling is $472,030.
Utilize the Lendersa® USDA loan evaluation tool to examine today's leading rates between USDA and FHA and to identify the income, credit standing, reserve funds, and necessary documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side to help pinpoint which is the most advantageous program for your unique financial scenario in .
2025 Loan Ceilings and Down Payment Requirements in Southgate, Campbell County, KY
Loan Category
Loan Ceiling
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Varied USDA and FHA Loan Choices in Southgate, KY
The mission of Lendersa® is to swiftly and efficiently provide you with the best USDA or FHA loan available, free from complications. Choose from three initial approaches that will lead to compatible lenders and match you with USDA loan offerings.
A USDA home loan is a government-backed product by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Differentiating from FHA loans, which mandate a minimum of 3.5% down payment, USDA loans do not necessitate any down payment.
Meade County Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
In May 1979, a credit union was established at Doe Run Chemical Plant to serve the employees and their immediate family members. In the beginning, the credit union only offered savings accounts and loans but was able to serve their members well.
In 2009, the credit union became a full-service financial institution with expanded services.
16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.
Ohio Valley Bank is credited for many banking ""firsts"" in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank
Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
Riverside Community Federal Credit Union Our mortgage loan center can provide you with current mortgage rates, mortgage calculators, estimated closing costs.
The online Loan Consultant is available at your convenience, 24/7, to help determine the products and rates that best match your needs. When you find the mortgage product that’s right for yo
At Afena, throughout our history we’ve been dedicated to serving our community. Our story began in 1957 when Marion Creech, Leonard Flannery, and George Shively founded Marion Independent FCU. It all started in the home of the treasurer, and our staff consisted of a single volunteer. From our first loan of $200, our focus has been giving our member
209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701
United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,
300 W. Dixie Ave, Suite 5, Elizabethtown, KY, 42701
Avid Mortgage Advisors is the market leader in Hardin County and surrounding areas for personalized mortgage solutions, fast customized quotes, market leading rates and closing costs, and service with integrity. We are proud to serve the Heartland of Kentucky!Specializing in VA, USDA, FHA, Conventional, & Farm Loans.
Huntingtonized Federal Credit Union has been open since 1939. It's the 24th largest credit union in West Virginia with assets totaling $43.09 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a community-based financial institution.
Huntington C & O Railway Employees Federal Credit Union
901 Sixth Avenue, Huntington, WV, 25701
Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services
