USDA VS FHA in Hendron, McCracken County, KY

For 2025 in Hendron, located in McCracken, KY, the USDA loan limit is set at $336,500, whereas a single-family home has an FHA limit of $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates. It will help identify the income, credit, reserves, and documentation qualifying criteria. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs alongside each other, guiding you to choose the best fit for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Hendron, McCracken, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Hendron, KY

The main objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you. Begin with one of the three preliminary paths that pair you up with lenders and provide USDA loan plans.

Lendersa USDA loan request and outcomes

Understanding USDA Loans in KY

A USDA home loan, guaranteed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is strictly available in rural regions. This loan requires no down payment, unlike FHA loans, which have a minimum requirement of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2031 E Edgewood Drive, Suite 3, Lakeland, FL, 33803
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  • At The Bancorp Lending we strive to meet all of your needs in a timely fashion. We have designed The Bancorp Lending to enable you to do your banking online, and most of your needs will be met within the website. Upon occasion you may need information that is not addressed on the site. If so, please contact us and an experienced representative.
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  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem
  • USNY Bank
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  • USNY Bank is a bank with operations in one state. USNY Bank offers numerous mortgage programs including conventional, FHA and construction mortgages and also USNY Bank is a full-service bank. The Bank accepts deposits, makes loans and provides other services for the public The USNY Bank is located in Geneva with zip code of 14456
  • Motto Mortgage
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