USDA VS FHA in Paducah, McCracken County, KY

During 2025, the USDA loan limit for Paducah county of McCracken, KY is set at $336,500. Meanwhile, the FHA limit applicable to a single-family home is $472,030. This provides homebuyers with important boundaries for their mortgage plans.

Leverage the Lendersa® USDA loan calculator to effectively compare the top USDA vs. FHA rates available today. This tool is instrumental in determining the essential income, credit standing, reserves, and necessary documentation to qualify for these loans. With our advanced mortgage calculator, you can assess the USDA, FHA, Conforming, and VA options side by side, offering critical insights to aid in selecting the best program for your financial needs in Alabama.

Explore and compare loan offers from a variety of 100 different lenders

Understanding Loan Limits and Downpayment Requirements for 2025 in Paducah, McCracken County, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Paducah, KY

The goal of Lendersa® is to help you obtain the ideal USDA or FHA loan available swiftly and with minimal hassle. Begin by choosing one of three starting points, each designed to match you with lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Defining the USDA Loan in KY

The USDA home loan is supported by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is specifically available in rural neighborhoods, providing a unique opportunity for eligible borrowers. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, offering significant advantage to those qualifying within rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Limitless Mortgage
  • 400 North Tampa Street, 15th Floor, Tampa, FL, 33602
  • Limitless Mortgage resides in the section of NiceLocal that contains Real estate. This establishment has an average score of 3 by NiceLocal visitors and concludes its business by the following address: Tampa, FL 33602, 400 N. Tampa Street 15th Flr. Our goal is to get your the best possible rate and close your loan FAST.
  • Spirides Hospitality Finance Company
  • 100 S Ashley Dr, Suite 600, Tampa, FL, 33646
  • Spirides Hospitality Finance Company provides mortgages and loans for owners of all types of hotels across the United States so they may obtain the capital they require to fund new construction & development, acquisition, debt refinancing, and renovation projects. With loan amounts ranging from $2, 000, 000 to $50, 000, 000
  • United Mortgage Center
  • 301 Harbour Place Drive, Suite 1400, Tampa, FL, 33602
  • At United Mortgage Center. Our company was newly founded in 2021. We are based on Harbour Island, Tampa, Florida & provide full mortgage lending services for residential & 1-4 unit properties in all 67 Florida counties. Our goal is to unite our clients with just the right mortgage program that will suit their needs in a professional & friendly.
  • The Orlicki Group
  • 401 E Jackson Street, Suite 2340, Tampa, FL, 33602
  • The Orlicki Group is inspiring much needed change in residential financing. We focus on relationships, which are the cornerstone of life. It’s an honor to serve our clients and partners in the most important financial decision of their lives. We treat everyone with the time and attention they deserve.
  • 14 Days To Close
  • 450 Knights Run Ave, Unit 5, Tampa, FL, 33602
  • Jordan Vreeland is the branch manager of the marketing referral service 14 Days to Close, experiencing in Veterans Administration (VA), Federal Housing Administration (FHA), and Conventional home loans for purchase and refinance. Additionally, at Paramount Residential Mortgage Group, Jordan Vreeland has access to numerous mortgage loan products to
  • Tampa Heights Mortgage Inc
  • 2322 North Highland Avenue, Tampa, FL, 33602
  • We cater towards clients who have discerning interests in their properties, and provide them with the most competitive financing options available in the USA. Unlike most mortgage brokerages you'll find, we specialize in challenging loans. Tampa Heights Mortgage Company is one of the only mortgage brokerages that will evaluate your specific needs
  • My Community Mortgage Lending LLC
  • 401 E Palm Avenue, Tampa, FL, 33602
  • My Community Mortgage Lending offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today for a special offer and learn what I can do for you.
  • WLW Capital, LLC
  • 602 Channelside Dr, Tampa, FL, 33602
  • WLW Capital is the premier private lending firm in the state of FL, offering an array of loan products for real estate investors.WLW Capital also develops real estate & operates a portfolio of parking assets across the state of FL. WLW is a hard money lender focused on servicing real estate investors by providing quick and low cost capital.
  • Zero Point Mortgage Services
  • 501 E Kennedy Blvd, Tampa, FL, 33602
  • Zero Point Mortgage Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
  • American Mortgage Services, Inc
  • 1000 N Ashley Dr Suite 1020, Tampa, FL, 33602
  • American Mortgage Services. We are a full-service mortgage company based in Tampa, FL. We specialize in FHA, VA, USDA and Conventional Mortgage Loans in Tampa. We also serve the surrounding cities in Hillsborough County. Whether you are buying a home or refinancing in any of these zip codes: 33602, 33701 or 34655,
  • Home Access Financial, LLC
  • 100 S. Ashley Drive, Suite 1150, Tampa, FL, 33602
  • Home Access Financial we strive to knowledgeably serve, effectively communicate, and expertly provide a large portfolio of products to satisfy our home-buyers dreams and exceed real estate professionals'​ diverse needs. We accomplish all of this while also investing in the development of our employees personally