USDA Vs. FHA your options comparison in Crittenden, Grant County, KY

In 2026, the USDA loan limit for Crittenden, within Grant, KY, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze current USDA and FHA rates and understand the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in deciding which program in Alabama suits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in Crittenden, Grant, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Crittenden, KY

The goal of Lendersa® is to secure the best USDA or FHA loans quickly and without hassle. Choose from three starting approaches to pair with suitable lenders and programs.

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Understanding USDA Loans in KY

A USDA home loan, supported by the U.S. Department of Agriculture, known as a USDA rural development loan or mortgage, is accessible only in rural areas. Contrary to FHA loans requiring a minimum 3.5% down payment, USDA loans require none, highlighting their unique advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • River City Bank, Inc.
  • 500 South Sixth Street, Louisville, KY, 40202
  • At River City Bank, we pride ourselves on our hometown roots. Being a hometown bank means more than citing an address in Jefferson County, it means we are active members of this community. We live where you live, shop where you shop and support many of the same charitable organizations that you are a part of.

  • Capital Now Funding
  • 309 E. Market Street, Suite 103, Louisville, KY, 40202
  • Capital Now Funding is a nationwide provider of pre-settlement legal funding.Founded in 2015 in Louisville, KY, Capital Now Funding focuses on providing the most transparent pre-settlement funding solution. We believe law firms & attorneys should be able to refer clients to a funding company without worrying about high interest rates.

  • LG&E Co. Credit Union
  • 820 West Broadway, Louisville, KY, 40202
  • LG&E Co. Credit Union was founded in 1934. LG&E provides space to assist the Credit Union in both offices downtown. Our Credit Union belongs to its members. The Credit Union philosophy is summed up in the phrase "People Helping People". It is a teamwork concept called a cooperative - in which depositors and borrowers are mutually benefited.

  • Louisville Federal Credit Union
  • 1420 Gardiner Lane, Room 66, Louisville, KY, 40231
  • Founded in 1924, by United States Post Office Employees in Louisville KY, the Louisville Federal Credit Union is the oldest Credit Union in the state of Kentucky. The Credit Union still exists for one reason, to serve the financial needs of its members. The Credit Union’s founding fathers recognized that a cooperative financial institution.

  • myCUmortgage
  • 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
  • myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union

  • Freedom 1st Credit Union
  • 1645 Webster Street, Dayton, OH, 45404
  • As a not-for-profit financial cooperative, Freedom 1st is owned by the folks who save and borrow money at their credit union...the members. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower interest rates on loans, lower fees...and many other money saving services.

  • The Brookville Building and Savings Association
  • 510 Arlington Road, Brookville, OH, 45309
  • The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.

  • KEMBA Louisville Credit Union
  • 4017 Poplar Level Road, Louisville, KY, 40213
  • KEMBA Louisville Credit Union was chartered by the Commonwealth of Kentucky on May 3, 1934. The Credit Union was one of 16 credit unions formed in 1934 to serve the employees family members of the The Kroger Company’s Louisville Marketing Area.

    The first Credit Union office was located in the Kroger complex on Garland Street in Louisville.