USDA Vs. FHA your options comparison in Williamstown, Grant County, KY
In 2026, the USDA loan limit in Williamstown, within Grant county, KY, is $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, determining the income, credit, reserves, and documents necessary for qualification. Using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to choose the best program in Alabama tailored to your financial needs.
2026 Loan Limits and Down Payment Requirements in Williamstown, Grant, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Williamstown, KY
The main goal of Lendersa® is to secure the best USDA or FHA loan quickly and without complications. Choose from three starting points that connect you with matching lenders and suitable USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which need a minimum of 3.5% down payment, USDA loans require no down payment.
Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.
Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor
Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The First National Bank of Brooksville is located in Brooksville, KY, United States and is part of the Depository Credit Intermediation Industry We offer Real Estate Loans- Fixed and Variable
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky & the hospital became St. Elizabeth Medical Center.As the South Unit grew, so did the credit union
In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts. We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
General Electric Credit Union, being a member means more than just better banking. It means being part of a community with access to solid financial solutions that put YOU first, not shareholders.A not-for-profit, full-service financial institution, we’ve experienced significant growth throughout the years & continue to be one of the most secure.
We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.
We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
