USDA Vs. FHA Pro and Con comparison in Union, Boone County, KY
For the year 2025, the USDA loan limit in Union, in the county of Boone, KY, stands at $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the current top rates for USDA versus FHA loans and identify the necessary income, creditworthiness, savings, and documentation required for eligibility. Our sophisticated mortgage calculator allows a side-by-side analysis of USDA, FHA, Conforming, and VA programs, aiding your decision on the most suitable option in based on your specific financial needs.
Understanding loan limits and down payment needs for 2025 in Union, county of Boone, KY
Category of Loan
Maximum Loan Amount
Down Payment Required
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Possibilities in Union, KY
Lendersa® is focused on quickly securing the best USDA or FHA loan options for you, with minimal complications. Start by selecting one of three pathways leading to matched lenders and USDA loan offerings.
The USDA home loan, underwritten by the government's Department of Agriculture—commonly referred to as a USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.
CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage
RiverHills Bank, formerly New Richmond National Bank, has been serving people just like you and your family in Clermont County for over a century.Investing in the lives of friends and neighbors and keeping your locally earned dollars actively at work in our communities, RiverHills Bank is proud to serve as your community Bank.
When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.When you bank with Christian Family Credit Union you make an investment in kingdom building. The money you have on deposit with us, we use to lend to other Christian families.
At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors.
Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion
Emery Federal Credit Union is a full service financial cooperative, dedicated to serving its Members. We’re a fast growing, progressive Credit Union that offers Members a full range of banking products and services, including deposit accounts, loan products/services, and commercial services.
7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249
Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.
8763 Union Centre Boulevard, West Chester, OH, 45069
Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution.
But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
At FCN Bank, our people are our greatest asset. We live in the communities we serve, and we are completely dedicated to providing unequaled customer service and financial solutions.
We are truly a local bank. We’re headquartered in Brookville, with offices also in the nearby towns of Batesville, Connersville, Harrison, and Sunman.
