USDA Vs. FHA Pro and Con comparison in Walton, Boone County, KY

In 2025, the USDA loan ceiling in Walton, within Boone county, KY, is established at $336,500, whereas the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast the premier USDA against FHA rates of today. Determine the necessary qualifications, including income, credit, reserves, and required documents. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options together, assisting you in pinpointing the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Walton, Boone, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Walton, KY

The aim of Lendersa® is to swiftly connect you with the most suitable USDA or FHA loan without hassle. Choose from one of three starting pathways that will help you find matching lenders and USDA loan programs.

Lendersa USDA loan matching results

Understanding the USDA Loan in KY

A USDA home loan, guaranteed by the U.S. Department of Agriculture and referred to as a USDA rural development loan, is offered only in rural areas. Distinct from FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage offers zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts
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