USDA and FHA Pro and Con in Cumberland, Harlan County, KY
For 2025, the limit for USDA loans in Cumberland, located in Harlan County, KY, is $336,500. In contrast, the FHA limit for a single-family residence is set at $472,030.
Employ the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. It helps you understand the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in suits your financial situation best.
Loan limits and down payment requirements for 2025 in Cumberland, Harlan County, KY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Cumberland, KY
The aim of Lendersa® is to quickly and smoothly secure for you the best possible USDA or FHA loan. Choose from one of three pathways that align with matching lenders and USDA loan offers.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available solely in rural neighborhoods. Contrasting with FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.
Jackson River Community Credit Union is a not-for-profit financial institution that is owned and operated by its members and promotes the credit union philosophy. We provide a full range of financial services at very competitive rates and useful information to help our members in all of their financial endeavors.
Bedford Loan & Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank. It was not until 85 years later that a second branch was established. On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch. This branch is now located at 943 Pendleton Road in Pendleton Kentucky.
We were known as The Calhoun County Bank and issued a Certificate of Incorporation by the State of West Virginia on the 14th day of November, 1900. Our humble beginning started with 250 shares of capital stock with a $100.00 par value for an initial capitalization of $25, 000.00. The bank opened for business in January 1901.
Kentucky Mortgage Group (KMG) is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
"We specialize in commercial and multifamily real estate capital markets financing, servicing loan portfolios, providing asset and portfolio management, and real estate brokerage services on a national basis.
We're ranked a ""Strong"" Commercial Loan Primary Servicer by S&P Global Ratings and have broad capital provider base of over 100 sources"
7410 New La Grange Rd, Suite 108, Louisville, KY, 40222
Raised in Kentucky, I love being able to help others achieve their dreams to live in this great state. I have been in the mortgage business for over ten years, initially starting my career within our family owned mortgage company, A-1 Mortgage Company, Parker Services. After my family retired, I broadened my knowledge in the field with a position
8001 Lyndon Centre Way Suite 101, Louisville, KY, 40222
SurePoint Equity LLC is a Local, Private Lender specializing in Fix and Flip and Rehab and Refi renovation loans for Real Estate Investors. We are well capitalized, have very competitive rates and can close as fast as 5-7 business days. We typically lend up to 90% of the purchase price, plus 100% of renovation costs and don't require monthly paymen
Cincinnati HealthCare Associates Federal Credit Union
2139 Auburn Avenue, Level A, Cincinnati, OH, 45219
Cincinnati Healthcare Associates Federal Credit Union has been open since 1973. The credit union has assets totaling $23.49 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members!
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