USDA Vs. FHA your options comparison in Cumberland, Harlan County, KY
For 2025, the limit for USDA loans in Cumberland, located in Harlan County, KY, is $336,500. In contrast, the FHA limit for a single-family residence is set at $472,030.
Employ the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. It helps you understand the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in suits your financial situation best.
Loan limits and down payment requirements for 2025 in Cumberland, Harlan County, KY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Cumberland, KY
The aim of Lendersa® is to quickly and smoothly secure for you the best possible USDA or FHA loan. Choose from one of three pathways that align with matching lenders and USDA loan offers.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available solely in rural neighborhoods. Contrasting with FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.
United Mortgage Advisors is a family owned and operated independent mortgage brokerage serving the state of Florida. We are devoted to offering low rates and fees, along with outstanding customer service, state of the art technology, and quick approvals. Located in North Port, serving the entire state of Florida
Morris Sheppard Texarkana FCU will continue to uphold its fundamental responsibility to actively serve people within our field of membership, which consists of the employees of the City of Texarkana TX, City of Texarkana AR, Bowie County and their spouse, children, and grandchildren. We will continue to deliver a range of low cost products.
FCI Federal Credit Union were granted a charter with the National Credit Union Administration. Our membership field included the employees and their immediate families of the Texarkana Federal Correctional Institution. This Credit Union is a not for profit financial cooperative that is owned by the people who use it and is governed.
Domino Federal Credit Union was chartered on August 23, 1973. Employees of International Paper Mill in Domino, Texas worked together to establish this institution. In the beginning, Domino Federal Credit Union only offered Savings and Loans. It has since grown to offer Checking Accounts, IRAs, Share Certificates, Online Banking and more
Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
1631 NW St. Lucie West Blvd, Suite 207, Port Saint Lucie, FL, 34986
JUST 1 WAY is committed to provide our clients with the highest level of financial services combined with the lowest rates available. Our team of professionals will work with our clients one on one to ensure exceptional quality while obtaining financial solutions that meet both our client’s and their family’s needs.
5502 North West Chapel Court, Port Saint Lucie, FL, 34986
The Mortgage Works Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
1860 Southwest Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
Jeff Register is a Mortgage Broker/Owner with Pelagic Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the Investor loan process. We have over 30 years of lending experience in addition to having extensive development, construction, and operational experience.
