USDA and FHA Pro and Con in Hazard, Perry County, KY
In 2025, the USDA loan limit in Hazard, located within the county of Perry, KY, is $336,500. Conversely, the FHA limit for purchasing a single-family home is set at $472,030.
Make use of the Lendersa® USDA loan calculator to assess and compare today's top USDA versus FHA rates. This tool will help you determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program in is best suited to your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Hazard, Perry, KY
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hazard, KY
The mission of Lendersa® is to seamlessly and quickly provide you with the best possible USDA or FHA loans without incurring any unnecessary hassle. You can select one from three starting pathways to connect with lenders who offer USDA loan programs that align with your financial situation and needs.
A USDA home loan, often referred to as the USDA rural development loan or USDA mortgage, is secured by the U.S. Department of Agriculture. Specifically designed for rural neighborhoods, this loan requires no down payment, contrasting with the Federal Housing Administration (FHA) loans, which require at least a 3.5% down payment. By omitting this initial payment requirement, USDA loans significantly broaden the accessibility of homeownership to many eligible borrowers in rural areas.
Raymond Federal Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Raymond Federal Bank was founded to provide a stable base for financial growth, specifically for the people, businesses and families of Pacific County. We have 3 locations to serve you, Raymond, South Bend and Long Beach.
Veteran Owned Mortgage Broker specializing in all types of loans - for all ages and stages of home ownership. Types of Loans: Fixed Rate Loan ARM Loan Jumbo Loan VA Loan FHA Loan Private Financing Whether you're a first time home buyer, already own a home and interested in Refinancing your current loan
130 Petaluma Avenue, Suite 2F, Sebastopol, CA, 95472
Cottingham Mortgage Inc. specializes in residential mortgages, and is dedicated to community and personalized service a true advocate for clients in today’s world of complex financing. Ongoing research and training, an understanding of changing industry guidelines, additional national and state licensing, and a vast knowledge of industry resources
Evergreen continues to grow stronger than ever with our signature Main Office Headquarters located along the Rogue River in Grants Pass. In addition, Evergreen has four other branches located in North Grants Pass, Medford, Rogue River, and Brookings. We remain committed to our Mutual charter and our mission to reinvest in projects and community eve
We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.
JEFFERSON STATE MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
1454 North West 6th Street, Grants Pass, OR, 97526
Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.
"Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.
Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"
Great NorthWest Federal Credit Union was chartered in April 1953 as Schafer Mill Employees Credit Union. When Weyerhaeuser bought out Schafer Mill in 1955, the credit union became known as Twin Harbors W Credit Union. It was a state-chartered credit union serving Weyerhaeuser Company employees and their families.
Bank of the Pacific is a full service community Bank based in Aberdeen, WA with additional regional offices in Long Beach and Bellingham. Our Bank is committed to providing professional, convenient and personalized financial services to the individuals and businesses of Grays Harbor, Pacific, Skagit, Wahkiakum and Whatcom counties.
