USDA Loan Vs. FHA loan for Hazard, KY [ best of 2023]

In 2025, USDA loan limit in Hazard, county of Perry, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hazard, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(607) 561-7328 539 miles Lender's profile and map Reviews Sidney Federal Credit Union 42 Union Street, Sidney, NY, 13838 Sidney Federal Credit Union offers convenient locations throughout Chenango, Otsego, & Delaware Counties with branches in Sidney, Norwich, Bainbridge, Oneonta, Greene, Hancock, Walton, & Delhi. Sidney Federal Credit Union is a federally insured financial institution - banking. easier.
(973) 430-7923 539 miles Lender's profile and map Reviews Public Service Plaza Federal Credit Union 80 Park Plaza, Newark, NJ, 07102 Public Service Plaza Federal Credit Union has been open since 1953. The credit union has assets totaling $18.7 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves communications.
(973) 344-8660 539 miles Lender's profile and map Reviews ILA Local 1235 Federal Credit Union 1 Gateway Center, Suite 2600, Newark, NJ, 07102 The I.L.A LOCAL 1235 Federal Credit Union was created for the members of the International Longshoreman Association. Our membership is based on longshoreman, warehouseman, checkers & the immediate family of members.We have been here for our members since 1982. The credit union is preparing to expand their current services for our wonderful members.
(973) 622-6028 539 miles Lender's profile and map Reviews Federal Employees Newark Federal Credit Union 970 Broad Street, Newark, NJ, 07102 FENFCU is a federally chartered, full-service credit union whose members are employees of federal employees, and their family members, of agencies that are headquartered, or have been historically headquartered out of Nothern New Jersey. This list includes IRS, USDOJ, Homeland Security, the US Courts in New Jersey, FBI, DEA, ATF, SSA, GSA.
973 735 0888 539 miles Lender's profile and map Reviews Ary Ming Asset Funding 24 Commerce St. Suite 606, Newark, NJ, 07102 AryMing Asset Funding, LLC (AAH) is a boutique, private real estate lending sponsorship firm founded in 2010. We purchase, finance, sell, and assign mortgages & notes. We cater to accredited, high net worth individuals who appreciate transparency and personalized service in the distress asset sector of real estate.
(844) 763-4466 539 miles Lender's profile and map Reviews SoFi PO Box 11733, Newark, NJ, 07101 SoFi’s mission is to help people reach financial independence to realize their ambitions. And financial independence doesn’t just mean being rich—it means getting to a point where your money works for the life you want to live. Everything we do is geared toward helping our members get their money right. We’re constantly innovating
(973) 744-8300 539 miles Lender's profile and map Reviews First Prestige Mortgage Services, Inc. 110 Valley Road, Montclair, NJ, 07042 We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance
(563) 582-9515 539 miles Lender's profile and map Reviews Dubuque Postal Employees Credit Union 1155 Loras Boulevard, Dubuque, IA, 52001 Our Mission is to make available a source of credit at a fair and reasonable rate of interest, to encourage habits of careful management of money among our members and to provide our members the opportunity to manage their savings for their own benefit. Dubuque Postal Employees Credit Union Established in 1927.
(563) 589-2000 539 miles Lender's profile and map Reviews Dubuque Bank and Trust Company 1398 Central Ave, Dubuque, IA, 52001 At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.
(251) 342-1472 539 miles Lender's profile and map Reviews Mobile Postal Employees Credit Union 800 Downtowner Loop West, Mobile, AL, 36609 Mobile Postal Employees Credit Union was established July 1st, 1949 to serve the needs of Postal Workers and their families. Like all credit unions, we are a nonprofit, member-owned financial institution. Unlike a bank, we do not operate for profit. Any profit earned by the credit union is returned to the members in the form of dividends.