USDA Vs. FHA Pro and Con comparison in Hazard, Perry County, KY
In 2025, the USDA loan limit in Hazard, located within the county of Perry, KY, is $336,500. Conversely, the FHA limit for purchasing a single-family home is set at $472,030.
Make use of the Lendersa® USDA loan calculator to assess and compare today's top USDA versus FHA rates. This tool will help you determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program in is best suited to your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Hazard, Perry, KY
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hazard, KY
The mission of Lendersa® is to seamlessly and quickly provide you with the best possible USDA or FHA loans without incurring any unnecessary hassle. You can select one from three starting pathways to connect with lenders who offer USDA loan programs that align with your financial situation and needs.
A USDA home loan, often referred to as the USDA rural development loan or USDA mortgage, is secured by the U.S. Department of Agriculture. Specifically designed for rural neighborhoods, this loan requires no down payment, contrasting with the Federal Housing Administration (FHA) loans, which require at least a 3.5% down payment. By omitting this initial payment requirement, USDA loans significantly broaden the accessibility of homeownership to many eligible borrowers in rural areas.
4005 Crutcher Street, Suite 130, Dallas, TX, 75246
Baylor Health Care System Credit Union was founded on July 11, 1957 by 11 health care professionals who deposited a total of $572.75 in an effort to help each other with loans and savings opportunities. Today the Credit Union has over 5, 400 members and $82 million in assets. Over the course of our 60+ year history.
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Since our beginning we’ve remained a full service, independent community bank.
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As a community-focused bank, we'd like to take a second to recognize the people that make Dallas, the surrounding communities, and this bank great — our loyal customers. From all of us at Texas Brand Bank, we'd like to thank you for your commitment to us and promise to uphold the same level of commitment you've shown us, every single day.
4131 North Central Expressway, Suite 900, Dallas, TX, 75204
Alfonso Barrera, Broker/Owner of Lighthouse Lending LLC is an Independent Mortgage Broker with access to many large Wholesale Lenders. With us, apply only once and we'll do all the legwork to shop around with many different lenders for the best terms for your new mortgage. We have access to hundreds of wholesale mortgage.
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ONE AMERICAN BANK is an extremely well capitalized financial institution embracing technology with new products and services, as well as online and mobile banking. These technological advancements will enhance and simplify the way you conduct your financial business whether online or in-branch.
