USDA Vs. FHA your options comparison in Hazard, Perry County, KY
In 2025, the USDA loan limit in Hazard, located within the county of Perry, KY, is $336,500. Conversely, the FHA limit for purchasing a single-family home is set at $472,030.
Make use of the Lendersa® USDA loan calculator to assess and compare today's top USDA versus FHA rates. This tool will help you determine the necessary income, credit score, reserves, and documentation required for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in deciding which program in is best suited to your specific financial circumstances.
2025 Loan Limits and Down Payment Requirements in Hazard, Perry, KY
Loan Type
Maximum Loan Limit
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Hazard, KY
The mission of Lendersa® is to seamlessly and quickly provide you with the best possible USDA or FHA loans without incurring any unnecessary hassle. You can select one from three starting pathways to connect with lenders who offer USDA loan programs that align with your financial situation and needs.
A USDA home loan, often referred to as the USDA rural development loan or USDA mortgage, is secured by the U.S. Department of Agriculture. Specifically designed for rural neighborhoods, this loan requires no down payment, contrasting with the Federal Housing Administration (FHA) loans, which require at least a 3.5% down payment. By omitting this initial payment requirement, USDA loans significantly broaden the accessibility of homeownership to many eligible borrowers in rural areas.
Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.
Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals.
Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
HomeTown Credit Union is a not-for-profit financial cooperative owned by members. Serving the communities of Dodge, Rice, Steele and Waseca counties in Southern Minnesota, HomeTown Credit Union has two locations in Owatonna and one location in Faribault. Loan options include home loans, land loans, personal loans, auto loans, school loans and more.
Shamrock Home Loans, we’re not inspired by mortgage loans, credit scores or interest rates. No way. What fires us up is the idea of building neighborhoods, watching families grow and turning houses into homes and also The company provides equity, refinancing, debt consolidation, home improvement loans and real estate mortgage loans.
115 Flanders Road, Suite 120, Westborough, MA, 01581
Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.
Space Age Tulsa Federal Credit Union offers complete financial services including saving deposits, CDs, loans, online banking and other convenient services to meet all of your family's financial needs. As a member Space Age Tulsa Federal Credit Union, you can enjoy all the benefits credit union memberships have to offer.
Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.
Since 1870, Availa Bank has been providing Iowans with high quality financial products and services to fit their needs. With such a rich history, you can be sure we have the service and expertise you’re looking for in a financial institution. We have something for all your needs, whether you want to take out a loan.
Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.
Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,
