USDA Vs. FHA Pro and Con comparison in Pikeville, Pike County, KY

In 2025, the USDA loan limit in Pikeville, Pike county, KY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, offering guidance to choose the best financial program in .

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2025 Loan Limits and Downpayment Details in Pikeville, Pike, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Pikeville, KY

Lendersa® aims to connect you with top USDA or FHA loans swiftly and effortlessly. Choose from one of three entry points that link you to matching lenders and USDA programs.

Lendersa USDA loan matching results

Defining USDA Loans in KY

A USDA home loan, insured by the Department of Agriculture, also known as the USDA rural development loan, is exclusively provided in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Creative Lending
  • 7345 International Place, #108, Sarasota, FL, 34240
  • Creative Lending LLC is locally owned and operated and has been in the same location for 15 years. We strive to be honest and upfront with customers while providing the best possible service. Lending LLC is locally owned and operated and has been in the same location for 15 years.
  • PEOPLES TRUST COMPANY OF ST ALBANS
  • 25 Kingman Street, Saint Albans, VT, 05478
  • Peoples Trust Company was founded by an Act of the General Assembly of the State of Vermont on November 12, 1886. Since our inception, we have enjoyed a commitment to the Vermont tradition of service, quality and value. We believe that banking is about building relationships, making people’s lives easier, and helping folks realize their goals.
  • Capital Ton LLC
  • 1680 Fruitville Rd. STE 547, Sarasota, FL, 34236
  • Capital Ton LLC specializes in fix and flip loans, rental property loans and hard money loans. With our fix and flip loan program you can close as fast as 3 days, with no appraisal and get up to 90% LTC financing. Our service areas are AL, AR, CO, FL, GA, IA, IN, KS, KY, MO, MS, NM, OH, OK, PA, SC, TN, TX, WI and WA.
  • Liberty Mortgage LLC
  • 1990 Main St, Suite 750, Sarasota, FL, 34236
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • RE Financial Services Inc
  • 677 N. Washington Boulevard, Sarasota, FL, 34236
  • I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,
  • Kroboth & Helm Mortgage Company Inc
  • 1444 First Street, Suite A, Sarasota, FL, 34236
  • We have over a dozen wholesale lenders we do business with and they all specialize in different types of loans. Some require little money down on a purchase, others offer incredible rates to highly-qualified borrowers, and a few will even allow us to refinance someone up to 200% loan to value, sometimes more
  • NFM Lending
  • 1500 State Street, Suite 203, Sarasota, FL, 34236
  • NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.
  • Windom Mortgage
  • 677 N. Washington Blvd, Sarasota, FL, 34236
  • Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.