USDA Loan Vs. FHA loan pro & con Pikeville, Pike County, KY

In 2026, the USDA loan limit in Pikeville, Pike county, KY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, offering guidance to choose the best financial program in .

USDA and FHA Loan Choices in Pikeville, KY

Lendersa® aims to connect you with top USDA or FHA loans swiftly and effortlessly. Choose from one of three entry points that link you to matching lenders and USDA programs.

Defining USDA Loans in KY

A USDA home loan, insured by the Department of Agriculture, also known as the USDA rural development loan, is exclusively provided in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any initial payment.

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Pikeville Lenders
(606) 263-4956 Lender's profile and map Eastern Kentucky Federal Credit Union 550 North Lake Drive, Prestonsburg, KY, 41653 Lends in Kentucky Eastern Kentucky Federal Credit Union is a federally regulated, and non-profit credit union, established in 1969 by the employees of Kentucky West Virginia Gas Company located in Eastern Kentucky. On April 1, 2015 the board of directors voted to change the name to Eastern Kentucky Federal Credit Union.
(606) 785-3158 Lender's profile and map Bank of Hindman 1362 Hindman Bypass, Hindman, KY, 41822 Lends in Kentucky The Bank of Hindman opened for business in Hindman, Kentucky on October 3, 1903. The Bank of Hindman remained open during the Great Depression and has grown to become a $150 million financial institution. The Bank of Hindman remains locally owned and committed to serving the needs of our community.
(606) 789-4001 Lender's profile and map Citizens Bank of Kentucky 620 Broadway, Paintsville, KY, 41240 Lends in Kentucky At Citizens Bank of Kentucky we believe banking is an experience. We recognize you have a choice when it comes to selecting a banking partner. To our present customers, we are grateful for your business. Our pledge to you is that we will continually find ways to create more value for your banking relationships.
(606) 436-2161 Lender's profile and map Peoples Bank & Trust Company 524 Main Street, Hazard, KY, 41701 Lends in Kentucky Peoples Bank & Trust Company was chartered in 1923 and has operated continuously since its inception. Since its inception, the Bank’s primary mission has been to serve the banking needs of Hazard, as well as Perry County and the surrounding counties Peoples Bank & Trust Company has occupied the same building at 524 Main Street for 90 years.