USDA VS FHA in Pikeville, Pike County, KY

In 2026, the USDA loan limit in Pikeville, Pike county, KY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, offering guidance to choose the best financial program in .

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2026 Loan Limits and Downpayment Details in Pikeville, Pike, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Pikeville, KY

Lendersa® aims to connect you with top USDA or FHA loans swiftly and effortlessly. Choose from one of three entry points that link you to matching lenders and USDA programs.

Lendersa USDA loan matching results

Defining USDA Loans in KY

A USDA home loan, insured by the Department of Agriculture, also known as the USDA rural development loan, is exclusively provided in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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