USDA and FHA Pro and Con in Elizabethtown, Hardin County, KY
In 2026, the USDA loan limit for Elizabethtown, located in Hardin county, KY, is $336,500. The FHA limit for a single-family home, in comparison, stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current top USDA against FHA rates. This will help determine the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator helps you view USDA, FHA, Conforming, and VA options side by side, aiding in deciding the best program in Alabama for your financial needs.
2026 Loan Limits and Downpayment Requirements in Elizabethtown, Hardin, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Elizabethtown, KY
Lendersa® seeks to secure the best USDA or FHA loan for you quickly and seamlessly. Choose one of three starting options to connect with matching lenders and USDA loan programs.
USDA home loans, backed by the Department of Agriculture, are also known as USDA rural development loans or USDA mortgages, and are accessible only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans need no down payment at all.
209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701
Lends in Kentucky
United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,
300 W. Dixie Ave, Suite 5, Elizabethtown, KY, 42701
Lends in Kentucky
Avid Mortgage Advisors is the market leader in Hardin County and surrounding areas for personalized mortgage solutions, fast customized quotes, market leading rates and closing costs, and service with integrity. We are proud to serve the Heartland of Kentucky!Specializing in VA, USDA, FHA, Conventional, & Farm Loans.
West Point Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
The Cecilian Bank's rich history is proof of our reliability, dedication and trustworthiness. Our loyalty to our customers and community has elevated The Cecilian Bank from one small building in Cecilian, Kentucky, to where we stand today as one of the most respected financial institutions in the region
Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
The Lincoln National Bank is a community bank and we take personal pride in giving one on one, friendly service for all your banking needs. We are a full service bank and offer a variety of checking, savings and loan products and other services. We've been committed to serving Hodgenville, LaRue County and the surrounding area since 1889.
Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.
At the Bank of Buffalo, we strive to offer the banking service our customers have come to expect. Most importantly, our experienced staff delivers these services in a friendly, efficient manner The Bank of Buffalo has been serving customers since August 1, 1901. We are known for our family style atmosphere and old fashion customer service.
