During 2026, the USDA loan limit in Fort-Knox, within Hardin county, KY, is $285,000. In comparison, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Identify the income, credit, reserves, and documents needed to qualify. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to promptly secure the best USDA or FHA loans without unnecessary complications. Choose one of three starting pathways that aid in finding suitable lenders and navigating USDA loan programs that meet your requirements.
A USDA home loan, sometimes called the USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture. Available only in rural neighborhoods, this loan does not require any down payment, unlike FHA loans, which need at least a 3.5% down payment. This aspect makes USDA loans a viable option for qualified buyers seeking homeownership in rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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