In 2025, the USDA loan limit for Radcliff, located in Hardin, KY, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA and FHA rates. This tool assists in determining the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide the best program in Alabama for your financial needs.
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the best USDA or FHA loan for you swiftly, without hassle. Choose one of three starting points connecting you with matching lenders and suitable USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the government’s Department of Agriculture and is available only in rural neighborhoods. While FHA loans require a 3.5% down payment, the USDA loan requires none, making it appealing for qualifying applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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