USDA Loan Vs. FHA loan for Louisville, KY [Jefferson County Rates 2023]

In 2025, USDA loan limit in Louisville, county of Jefferson, KY is $0 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Louisville, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(913) 682-2928 501 miles Lender's profile and map Reviews USPLK Employees Federal Credit Union 16055 Santa Fe Trail, Leavenworth, KS, 66048 USPLK Employees Federal Credit Union Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
(913) 651-6575 501 miles Lender's profile and map Reviews Frontier Community Credit Union 690 Eisenhower Road, Leavenworth, KS, 66048 Frontier Community Credit Union is a full-service, not-for-profit cooperative. Our mission is to: 1) provide financial products and services in a professional, friendly and convenient atmosphere through innovation, technology, and cost-effective products; 2) encourage and educate our members in methods to manage
(913) 727-1040 501 miles Lender's profile and map Reviews Citizens Federal Savings Bank 5151 S. 4th Street, Leavenworth, KS, 66048 Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
(231) 222-2263 501 miles Lender's profile and map Reviews Porter Financial Group, LLC 100 Main St, Suite 7, East Jordan, MI, 49727 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(800) 254-9560 501 miles Lender's profile and map Reviews HFS Financial 100 Owings Court, Suite 13, Reisterstown, MD, 21136 HFS Financial Services offers consumer financing for swimming pool and home improvement projects in all 50 states. 100% No Money Down, & No Equity Required! Loan amounts up to $250, 000 starting at 2.99%. Call 1-800-254-9560 or apply online today! Now, you can finally get that in-ground pool or remodeled bathroom you've always wanted
(717) 796-9372 501 miles Lender's profile and map Reviews AgChoice Farm Credit 300 Winding Creek Blvd, Mechanicsburg, PA, 17050 AgChoice Farm Credit is an Agricultural Credit Association. Through 10 branch offices, it provides financial services to over 10, 000 customers in 52 counties in central, western and northern Pennsylvania as well as four counties in West Virginia. To learn more about AgChoice Farm Credit and its financial programs, visit www.agchoice.com
(717) 612-1884 501 miles Lender's profile and map Reviews Guardian Angel Mortgage Services, Inc 4819 East Trindle Road, Mechanicsburg, PA, 17050 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(717) 761-6000 501 miles Lender's profile and map Reviews Cody Financial Mortgage Services Inc 4823 E. Trindle Road, Mechanicsburg, PA, 17050 We are your Full Service Mortgage Broker. Over 25 years ago I started Cody Financial with the philosophy of offering each customer the best possible rate with the best possible service, guaranteed. Whether you are a first time home buyer, an existing homeowner, or buying an investment property, we are here to make your dreams a reality.
(717) 796-0665 501 miles Lender's profile and map Reviews A Plus Mortgage Solutions, Inc. 3 Sunset Circle, Mechanicsburg, PA, 17050 A Plus Mortgage Solutions, Inc. is a locally owned and operated mortgage brokerage firm providing mortgage related services to individuals who own or are purchasing property within the Commonwealth of Pennsylvania. Primarily servicing South Central Pennsylvania, including, but not limited to Cumberland, Dauphin, Adams
(410) 833-7995 501 miles Lender's profile and map Reviews Equity Lending 11709 Reisterstown Rd, Reisterstown, MD, 21136 We offer commercial financing for non-owner occupied rental properties, strip shopping centers, apartment buildings, rental homes Serving the investor community of Maryland, Baltimore City, DC and Northern Virginia since 1992 we provide a fast track seemless process to obtaining loans.
(870) 863-4335 501 miles Lender's profile and map Reviews Lion Federal Credit Union 1580 Haynesville Hwy, El Dorado, AR, 71730 It's the 23rd largest credit union in Arkansas with assets over $17 Million and providing banking services to more than 2,000 members. We strive to deliver a level of service that exceeds the expectations of our customers. If you have any questions about our products or services