USDA Vs. FHA Pro and Con comparison in Louisville, Jefferson County, KY
In 2025, the USDA loan limit in Louisville, county of Jefferson, KY, is $0. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents required for approval. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side to help identify the most suitable program in Alabama for your financial situation.
Loan Limits and Downpayment Requirements for 2025 in Louisville, Jefferson, KY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Louisville, KY
The aim of Lendersa® is to swiftly get you the best USDA or FHA loan, without hassle. Select one of three starting points that lead to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which demand at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
At Elite Lending Solutions, Incorporated, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!
7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076
At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
We Finance every type of Residential and Commercial Mortgage in the USA. The The Discount Mortgage Store Team is your premier mortgage team located in Boca Raton, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
Commercial Capital Loan Network lends in all 50 states and internationally. We ensure top-notch solutions in products or service you, including loans for multifamily apartments, retail, senior housing, hard money loans, bridge finance, commercial RE mortgage products, non-RE small business loans, and more. We have a strong network of multiple niche
7280 West Palmetto Park Road, Suite 201N, Boca Raton, FL, 33433
We help clients achieve the American Dream of Homeownership while going the extra mile to make the process smooth efficient & explained. Feel the difference of a Concierge Lending Experience that combines technology with efficiency. Whether you’re buying, selling, refinancing, building your dream home you have a lot riding on your loan officer.
We are a small brokerage with over sixteen years of experience as a licensed mortgage brokerage. Being a small brokerage we have lower overhead and more control over what we can do for you.brokerage with over sixteen years of experience as a licensed mortgage brokerage. We can help you get approved for mortgages and refinancing.
7000 West Palmetto Park Road, Suite 210, Boca Raton, FL, 33433
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with the best loan product to fit their needs while providing them with the lowest payment and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL, 33433
ICG is a direct lending mortgage bank specializing in home financing for one to four family residential properties.ICG is licensed by the U.S. Department of Housing & Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.
Piscataqua Savings Bank is a Mutual Savings Bank and a Certified B Corp dedicated to providing financial services and support to members of the Portsmouth community. Since 1877, we have remained committed to our core values to provide quality service and competitive products in a manner consistent with sound and prudent banking practices
We're passionate problem-solvers and people-helpers who like to have fun. We ask questions and find answers. Everything we do starts with Teamwork, Integrity, Respect and Excellence and we thrive on it for the benefit of our employees, and our community. We are proud to be a part of something bigger than ourselves.
