USDA VS FHA in Massac, McCracken County, KY

For 2025, the USDA loan limit set in Massac within McCracken county, KY, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s competitive USDA and FHA rates. This tool assists in assessing the necessary income, credit rank, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options to guide you in selecting the ideal program in Alabama for your financial preferences.

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Loan Limits and Down Payment Needs for 2025 in Massac, McCracken, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Massac, KY

Lendersa® focuses on promptly acquiring the most favorable USDA or FHA loans. You can begin by choosing one of three initial steps to pair with lenders and secure the best USDA loan programs.

Lendersa USDA loan request and results

What Defines a USDA Loan in KY?

The USDA home loan, secured by the Government Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is solely available in rural territories. While FHA loans necessitate a minimum down payment of 3.5%, USDA mortgages offer the benefit of requiring no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • A Class Loans LLC
  • 1600 South Dixie Highway, Suite 500A, Boca Raton, FL, 33432
  • We are conveniently located in Boca Raton Florida, we offer our services with honesty, fast process, and responsibility. Our company does not focus in close loans only, we focus in the best interest for our customers. The company has 1 principal on record. The principal is Glenn Fradera from Boca Raton FL.
  • Dot Mortgage Company LLC
  • 1200 N. Federal HIghway, Suite 200, Boca Raton, FL, 33432
  • "DOT SPECIALIZES IN FINANCING FOR FOREIGN NATIONALS. The FOREIGN NATIONAL market is small and unexplored due to its complexity. We seek and formulate the best financing solutions for foreigners. We also have teams dedicated to working with the various categories of loans already existing in the North American Market"
  • PRIMA FINANCIAL SERVICES INC
  • 33 SouthEast 7th Street, Suite N, Boca Raton, FL, 33432
  • Prima Financial Services, strives to be your financial service provider of choice. We recognize that you have a choice and that we have to earn your trust and confidence. Our objective is to serve each of our customers with the up most quality and honesty in obtaining a mortgage. Prima Mortgage originators are trained to obtain you
  • Heide International LLC
  • 1200 North Federal Highway, Suite S200, Boca Raton, FL, 33432
  • Heide International Mortgage Financing are passionate about Real Estate Finance and are always looking for innovative structures to meet the demands and goals of our clients. The world of mortgage financing can be confusing and frightening. Banks rarely have to time, education or know how that it takes to walk first time home buyers
  • Choice Mortgage
  • 40 Southeast 5th Street, Suite 502, Boca Raton, FL, 33432
  • Choice Mortgage is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise
  • Pro-Vision Team Funding Inc
  • 1515 N. Federal Highway, Suite 300-34, Boca Raton, FL, 33432
  • Our mission statement is simple. We want to help you to get to the next level. whether it be in your home or business. We have an uncompromising commitment to work as hard as possible on your behalf. We are willing and able to go beyond the call of duty to ensure you receive quality service.
  • Howard Grace Mortgage
  • 1515 North Federal Highway, Suite 300, Boca Raton, FL, 33432
  • Howard Grace and Associates is a Full Service Mortgage Brokerage Business specializing in a higher level of service. We are proud of the fact that our success has been the result of referrals from satisfied borrowers who have sent us their friends & family through the years. We take the time to listen to borrowers' needs and tailor each mortgage.
  • Mortgage Superstore LLC
  • 1 South Ocean Blvd, Suite 200, Boca Raton, FL, 33432
  • With 35+ years of excperience in the mortgage industry, You can rely on us to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve.
  • Express Mortgage Services Florida LLC
  • 484 Ne Wavecrest Ct, Boca Raton, FL, 33432
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Newfinity Group
  • 510 NE Wavecrest Way, Boca Raton, FL, 33432
  • At The Newfinity Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. We have relationships with many lenders.