USDA Vs. FHA your options comparison in Massac, McCracken County, KY
For 2025, the USDA loan limit set in Massac within McCracken county, KY, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today’s competitive USDA and FHA rates. This tool assists in assessing the necessary income, credit rank, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options to guide you in selecting the ideal program in Alabama for your financial preferences.
Loan Limits and Down Payment Needs for 2025 in Massac, McCracken, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Massac, KY
Lendersa® focuses on promptly acquiring the most favorable USDA or FHA loans. You can begin by choosing one of three initial steps to pair with lenders and secure the best USDA loan programs.
The USDA home loan, secured by the Government Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is solely available in rural territories. While FHA loans necessitate a minimum down payment of 3.5%, USDA mortgages offer the benefit of requiring no down payment.
Founded in 1992, Mortgage Capital Investments, Inc. is a full-service commercial mortgage banking company that provides financing to the commercial real estate market. With more than 75 years of combined commercial real estate experience, our team is knowledgeable in all facets of commercial real estate lending, valuation and servicing.
INSBANK has offered its clients highly personalized service provided by experienced relationship managers, while positioning itself as an innovator, utilizing technologies to deliver those services efficiently and conveniently. In addition to its commercial focused operation, INSBANK operates three divisions, Medquity, TMA Medical Banking.
40 Burton Hills Blvd, Suite 200, Nashville, TN, 37215
The Lincoln Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
4025 Hillsboro Pike, Suite 601, Nashville, TN, 37215
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are a product of our community and leader of our community, and we take its needs seriously. We will never do anything intentionally that goes against the best interest of the communities in which we serve. To do otherwise would violate a sacred trust. Since the bank was formed on August 28, 1890,
150 Third Avenue South, Suite 900, Nashville, TN, 37201
Pinnacle Financial Partners provides a full range of Banking, investment, trust, mortgage and insurance products and services designed for businesses and their owners and individuals interested in a comprehensive relationship with their financial institution. Pinnacle's focus begins in recruiting top financial professionals.
Brighton Bank is proud to be the oldest community bank serving Tipton County. Our rich history and commitment to the community allow us to provide friendly customer service and modern banking amenities to all our customers throughout West Tennessee. Chartered under the laws of the state of Tennessee on October 10, 1910
FCB Banks are committed to being your first choice for financial services.We are locally owned and managed with experienced staff and officers and FCB Banks is a bank with operations in one state. FCB Banks offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA, construction and bridge loan mortgages
We're the mortgage brokers with Lending Hand Mortgage LLC, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We understand that no two clients are the same so our loan origination approach is tailored to each client for their specific needs.
Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.
