In 2025, the USDA loan limit in Georgetown, located within Scott county, KY, is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool allows you to determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you identify the best program in Alabama tailored to your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Georgetown, Scott County, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Georgetown, KY
The goal of Lendersa® is fast and easy to secure the best possible USDA or FHA loan for you. Start with one of three options that connect you to matching lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans have no required down payment, appealing to borrowers qualified in rural areas.
USF Federal Credit Union, we realize that everyone needs a little help every now and then, and that’s what we’re all about. We’re here to help University of South Florida’s faculty, staff, students, alumni association members and their families with their financial needs. We’ve been helping people since 1959.
230 Main Street, Suite B, Safety Harbor, FL, 34695
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At Melange Capital Investments LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
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