USDA Loan Vs. FHA loan for Georgetown, KY [Scott County ]

In 2025, USDA loan limit in Georgetown, county of Scott, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Georgetown, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

305-598-1600 Lender's profile and map Reviews Strock & Tanner Mortgage Corporation 8900 SW 117 Ave. Suite C-101, Miami, FL, 33186 Strock & Tanner is committed to providing both quality and efficient Reverse Mortgage services to the senior community throughout the States of Florida. We work diligently to find new and creative ways to meet the personal needs of each of our clients on an individual basis. The customer for life principle of doing business fuels every aspect.
305-433-7194 Lender's profile and map Reviews Secure The Funding 12940 SW 128 Street Suite 103, Miami, FL, 33186 Securethefunding is Primary Residential Mortgage, Inc.Here for all of your home financing needs. Let's Secure the funding together for regular updates and information about the home buying process. Learn alongside us with informative content that will have you on the path to securing the funding for your dream home.
786.369.8412 Lender's profile and map Reviews Metro Fund, Inc. 12002 SW 128th CT., Suite 206, Miami, FL, 33186 Metro Fund, Inc. is an experienced group of mortgage professionals in order to bring a wide array of mortgage products available to the public that aren’t found at your local bank. While most banks are hand picking their top tier customers,Metro Fund, Inc. has a long list of lenders with programs available to those that have dents in their credit.
(305) 361-2323 Lender's profile and map Reviews Magellan International Mortgage Corporation 260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149 We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
(305) 361-9720 Lender's profile and map Reviews Construction, Private, & Hard Money Lending - London Financial Company (LFC) 965 Crandon Boulevard, Key Biscayne, FL, 33149 London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.
(305) 962-5280 Lender's profile and map Reviews Pacific Mortgage Services Corp 11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176 Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
(305) 779-8420 Lender's profile and map Reviews 1st Florida Mortgage Lending 10689 North Kendall Drive, Suite 319, Miami, FL, 33176 1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
(844) 788-0787 Lender's profile and map Reviews United Lending 14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 595-7355 Lender's profile and map Reviews Xcellence Mortgage, INC 10508 N Kendall Dr, Miami, FL, 33176 Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
(305) 586-6645 Lender's profile and map Reviews M.C. Financial Group, Inc. 11160 N. Kendall Drive, Suite 106, Miami, FL, 33176 At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
877-225-1492 Lender's profile and map Reviews Columbus Capital Lending - Tamiami 9955 N Kendall Drive, 2nd Floor, Miami, FL, 33176 Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.