FHA Vs. USDA loan program for Georgetown, Scott County, Kentucky

In 2025, USDA loan limit in Georgetown, county of Scott, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Georgetown, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(850) 488-6781 545 miles Lender's profile and map Reviews FLAG Credit Union 3115 Conner Boulevard, Tallahassee, FL, 32311 FLAG Credit Union was originally chartered to serve the employees of the Florida Department of Agriculture and Consumer Services (FDACS). While we have expanded our field of membership and community access, we continue to highlight our proud roots and ongoing dedication to the FDACS
(609) 570-8155 545 miles Lender's profile and map Reviews Central Jersey Police & Fire Federal Credit Union 2430 Hamilton Avenue, Trenton, NJ, 08619 The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.
(609) 838-2847 545 miles Lender's profile and map Reviews First Point Federal Credit Union 2430 Hamilton Avenue, Suite 2, Trenton, NJ, 08619 To become a member of First Point Federal Credit Union you must be employed by one of our Select Employee Groups (SEGs) or if someone in your immediate family or household is currently a member of the Credit Union. An immediate family member includes a spouse, child, parent, brother or sister, grandparent or grandchild.
(609) 631-4300 545 miles Lender's profile and map Reviews Hamilton Horizons Federal Credit Union 3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619 Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
(888) 929-2265 545 miles Lender's profile and map Reviews Armed Forces Bank 1111 Main Street, Suite 1600, Kansas City, MO, 64105 Armed Forces Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail banking services through an extensive network of branche.
(515) 771-9998 545 miles Lender's profile and map Reviews First Rate Mortgage LLC 1350 Hannah Lane, Waukee, IA, 50263 First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
(315) 469-5599 545 miles Lender's profile and map Reviews Secny Federal Union Mortgage Department PO Box 15040, Syracuse, NY, 13215 SECNY FEDERAL CREDIT UNION the credit union is a member-owned, non-profit, full-service financial institution. SECNY maintains its focus on education and commitment to going beyond just providing financial services. Any person working, living, worshipping, attending school, businesses and legal entities.
(816) 306-0785 545 miles Lender's profile and map Reviews Primary Lender LLC 1600 Genesse St, Suite 834, Kansas City, MO, 64102 At Primary Lender LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
816 293 2999 545 miles Lender's profile and map Reviews KC Investor Funding 1600 Genessee, Ste 332, Kansas City, MO, 64102 KC Investor Funding – Hard Money Lenders of Kansas City is by far the best source for investment and commercial hard money loans. Like many hard money lenders, we are an asset based lender. As a full service lending company, we’re able to offer funding and structuring of loans for investors in and around the Kansas City Missouri Area and nationwi
(479) 963-2121 545 miles Lender's profile and map Reviews The First National Bank at Paris 11 E Main St, Paris, AR, 72855 The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.
(315) 672-7827 545 miles Lender's profile and map Reviews Westar Federal Credit Union 2565 Hambletonian Way, Camillus, NY, 13031 Westar FCU began in 1963 with a group of school teachers, a shoe box, and a shared vision. Hence, the member owned, not-for-profit financial cooperative was formed to service the employees of the West Genesee School District. Over the years OCM BOCES and other businesses and organizations were welcomed to the credit union. Now, membership has expan