FHA Vs. USDA loan program for Georgetown, Scott County, Kentucky

In 2025, USDA loan limit in Georgetown, county of Scott, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Georgetown, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(215) 260-2764 500 miles Lender's profile and map Reviews NORSTAR MORTGAGE SERVICES INC. 2066 Big Rd, Gilbertsville, PA, 19525 Norstar Mortgage Team is committed to providing clients with the highest quality Pennsylvania home loans combined with some of the lowest wholesale mortgage rates available . Whether you are a first time home buyer, purchasing your dream home, refinancing an existing loan, consolidating debt or need cash out for any reason our highly experienced
(912) 285-9728 500 miles Lender's profile and map Reviews Ware County School Employees Federal Credit Union 1301 Bailey Street, Waycross, GA, 31501 The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA. The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs
(715) 423-8100 500 miles Lender's profile and map Reviews Paper City Savings Association 4200 8th Street South, Wisconsin Rapids, WI, 54494 Established in 1923, Paper City Savings has served our community for over 95 years. The Association operates as a locally managed financial institution, owned by our depositors. Paper City Savings began with the purpose of providing mortgage loans for single-family homes in the South Wood County area.
(715) 423-7600 500 miles Lender's profile and map Reviews WoodTrust Bank 181 2nd Street S, Wisconsin Rapids, WI, 54494 WoodTrust Bank engages in a wide variety of financial service activities on behalf of a diverse group of corporate, family, individual and not-for-profit customers. The company serves approximately $3.0 billion in client assets and in the past has been named the #1 community Bank holding company in the United States by U.S. Banker magazine.
(800) 235-3228 501 miles Lender's profile and map Reviews Veridian Credit Union 1827 Ansborough Ave, Waterloo, IA, 50701 Veridian Credit Union, founded in 1934 in Waterloo, Iowa, is a not-for-profit financial cooperative owned by its members. The credit union offers a full range of consumer financial services and employs more than 900 people throughout 29 branches.Today's Veridian Credit Union is a modern.
(319) 478-2148 501 miles Lender's profile and map Reviews Farmers Savings Bank & Trust 611 Second Street, Traer, IA, 50675 Farmers Savings Bank & Trust , we are only as strong as our communities. Part of Farmers Savings Bank & Trust ’s role as a community bank is help worthwhile community organizations improve our communities. Through hosting, sponsoring and supporting community events, Farmers Savings Bank & Trust strives to create towns that can thrive now and into t
(585) 454-4580 501 miles Lender's profile and map Reviews WIT Federal Credit Union 22 4th Street, Rochester, NY, 14609 Since our founding in 1962 we have been there for our members through every stage of their lives. Whether starting out with a credit builder loan, student loan, first car… or if moving on to that new car, a Recreational Vehicle for fun, or a home mortgage, WIT has been and will be, here for you.
(585) 546-4279 501 miles Lender's profile and map Reviews Rochester & Monroe County Employees Federal Credit Union 460 N Goodman Street, Rochester, NY, 14609 Get the most out of your membership with Rochester & Monroe County Federal Credit Union. With a full range of financial products and services, our goal is to help make banking easy for our members so they can meet their goals. Members are eligible for a range of services to make banking, investing, and lending easier than ever.
(610) 935-4555 501 miles Lender's profile and map Reviews Phoenixville Federal Bank and Trust 564 Nutt Road, Phoenixville, PA, 19460 A financially strong bank headquartered in Phoenixville, Pennsylvania with multiple branches in Chester and Montgomery Counties, Phoenixville Federal Bank & Trust provides a diverse portfolio of personal and business checking, savings and lending products and services, including wealth management and trust services. Phoenixville Federal Bank & Trus
(610) 933-7195 501 miles Lender's profile and map Reviews Customers Bank 99 Bridge Street, Phoenixville, PA, 19460 We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.
(800) 880-5771 501 miles Lender's profile and map Reviews Utopia Financial LLC 375 Morgan Street, Suite U, Phoenixville, PA, 19460 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.