In 2025, the USDA loan limit in Georgetown, located within Scott county, KY, is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool allows you to determine the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you identify the best program in Alabama tailored to your specific financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is fast and easy to secure the best possible USDA or FHA loan for you. Start with one of three options that connect you to matching lenders and USDA loan programs.
The USDA home loan, supported by the government Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans have no required down payment, appealing to borrowers qualified in rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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