USDA Vs. FHA Pro and Con comparison in Paris, Bourbon County, KY
In 2025, the USDA loan limit in Paris, Bourbon county, KY, is $336,500, whereas the FHA limit is $472,030 for a single-family house.
Use the Lendersa® USDA loan calculator to compare the current best rates between USDA and FHA loans. Find out the required income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, enabling you to determine the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Paris, Bourbon, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Paris, KY
Lendersa® aims to quickly match you with the best USDA or FHA loans without hassle. Choose one of three starting points to connect with suitable lenders and USDA loan programs.
A USDA home loan, sometimes called a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture. It's intended for rural neighborhoods only. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none, simplifying access to homeownership.
With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.
Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you
Accutrust Mortgage Inc. is comprised of the area's most knowledgeable and caring mortgage professionals. We have helped thousands of families in New England realize their dream of home ownership. Since our inception in 2004, we have arranged $2, 406, 051, 922.00 in mortgage loans while serving 10, 781 families.
Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve.
SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.
The Credit Union came into being when nine employees of the Central Vermont Hospital petitioned the Commissioner of Banking to approve their application to form a credit union. On March 19th, 1970 the Articles of Association were submitted to the Commissioner’s office, and the application was approved by the Commissioner on April 2nd, 1970.
VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.
Yantis Federal Credit Union is located in Yantis, Texas. The Credit Union was the vision of H.E. Coker and a handful of Yantis residents. Together they generated community interest in the concept of “people helping people.” Yantis Federal Credit Union was granted a Community Charter in August 1955.
Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
QS Private Lending specializes in making short-term, hard money loans for the acquisition, construction and renovation of investor-owned real estate. We focus on properties in Massachusetts, Rhode Island, New Hampshire and Georgia.
As one of the oldest and largest private, hard money lenders
In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years.
AFECU purchased the building it currently operates from in January 2011.
For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond.
We exist to help you meet all of your financial needs.
