USDA Loan Vs. FHA loan for Paris, KY [Bourbon County Rates 2023]

In 2025, USDA loan limit in Paris, county of Bourbon, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Paris, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 445-6289 564 miles Lender's profile and map Reviews VyStar Credit Union 76 S. Laura Street, Jacksonville, FL, 32232 VyStar is a not-for-profit, member-owned credit union. That means we work to improve the lives of our members as well as the places we call home. We offer a spectrum of better banking products and superior customer service to help members reach their financial goals. Just as we believe in the importance of being a trusted financial institution
(913) 257-3900 564 miles Lender's profile and map Reviews SimpliFast Lending 4312 Rainbow Boulevard, Kansas City, KS, 66103 SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,
(913) 713-0300 564 miles Lender's profile and map Reviews Bank of Prairie Village 3515 W. 75th Street, Prairie Village, KS, 66208 Bank Of Prairie Village is a branch office of Bank Of Prairie Village. They provide the following services: Full Service Office Location and are located at 3515 W. 75th Street in Prairie Village Kansas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
(816) 875-0074 564 miles Lender's profile and map Reviews Elite Mortgage Group, LLC 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208 Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(913) 745-7000 564 miles Lender's profile and map Reviews Fountain Mortgage 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208 Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.
(251) 450-4804 564 miles Lender's profile and map Reviews Blue Flame Credit Union 220 Furr Street, Mobile, AL, 36607 Blue Flame Credit Union was established in 1954. We now service Spire Energy, Felder Services, and their immediate family members. We are not for profit, not for charity, but for service. At the Blue Flame Credit Union we strive for 100% satisfaction to our members. Our policy is once a member always a member.
(251) 435-5900 564 miles Lender's profile and map Reviews The Infirmary Federal Credit Union 130 Mobile Infirmary Blvd, Mobile, AL, 36607 The Infirmary Federal Credit Union (TIFCU) was chartered in September 1974, to serve the employees of Mobile Infirmary. As The Infirmary has grown, so has the Credit Union’s field of membership. Please see below for membership eligibility. The Infirmary Federal Credit Union is a not-for-profit, member owned, federally insured financial institution
(845) 434-4550 565 miles Lender's profile and map Reviews Cooperative Federal Credit Union 39 Broadway, Woodridge, NY, 12789 The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
(913) 458-2739 565 miles Lender's profile and map Reviews B&V Credit Union 11401 Lamar Avenue, Overland Park, KS, 66211 Our Credit Union was established in 1954 for the purpose of providing convenient, high quality, personalized financial services that are responsive to the needs of our members. B&V Credit Union is a separate entity from Black & Veatch Corp. While Black & Veatch is a valued sponsor of B&V Credit Union.
(816) 694-0240 565 miles Lender's profile and map Reviews Ed Baldwin Home Loans 3401 College Blvd, Suite 220, Leawood, KS, 66211 Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.
(913) 647-7000 565 miles Lender's profile and map Reviews BNC National Bank 7007 College Blvd, Suite 600, Overland Park, KS, 66211 Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.