In the year 2025, the USDA loan limit for Lexington in Fayette county of KY is set at $0. On the other hand, the FHA limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA rates. This tool determines the income, credit, reserves, and necessary documents needed to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in Alabama.
Check out loan offers from a diverse group of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to efficiently secure the ideal USDA or FHA loan for you, effortlessly and quickly. Choose from one of three possible starting points, leading you to matching lenders and particular USDA loan offerings.
The USDA home loan, endorsed by the government Department of Agriculture, also commonly referred to as the USDA rural development loan or USDA mortgage, is solely available in rural areas. In contrast to FHA loans mandating a minimum down payment of 3.5%, USDA loans require no down payment, making them an appealing option for those eligible within rural regions.
Enter your location to find out if it qualifies for USDA rural housing loan?
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