USDA Vs. FHA Pro and Con comparison in Cynthiana, Harrison County, KY
For 2025, the USDA loan limit in Cynthiana, within Harrison, KY, is established at $336,500 while the FHA cap for a single-family home is $472,030.
To compare today's optimal USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool assesses your income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, evaluate USDA, FHA, Conforming, and VA loan options side by side, aiding your choice of the best program for your financial circumstance in Alabama.
2025 Loan Limits & Down Payment Criteria in Cynthiana, Harrison, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Cynthiana, KY
At Lendersa®, the mission is to deliver the ideal USDA or FHA loan efficiently and without hassle. Begin by selecting one of three pathways that align you with matched lenders and USDA loan offerings.
The USDA home loan, also known as a USDA rural development loan, is backed by the Department of Agriculture and is available solely in rural areas. Contrastingly, FHA loans demand a minimum 3.5% down payment, whereas USDA loans do not require any down payment, making them advantageous for eligible applicants in such regions.
Peoples Exchange Bank is proud to be your community bank. We strive to be first in what matters to our customers. Helping you pay less, earn more, protect smarter and borrow wisely. Since 1912, we've built a trusted name by helping our customers, our employees and our communities.
The Owingsville Banking Company has a long and interesting history, but perhaps as interesting as the bank itself, is the building in which it resides. Since its charter in May of 1893, it has been housed in the "Owings House", a Federal-style dwelling constructed from 1811 to 1814.
Sun Lending USA can assist you by providing you with top-notch service, no matter what kind of KY mortgage loan you're looking for or what your individual circumstances are. Obtaining a mortgage loan is one of the most significant decisions you will ever make & it is important that you have an experienced advisor to help you every step of the way.
Chartered in 1988, as a bankers' bank, Independent Community Bankers' Bank has enjoyed providing community banks with personalized correspondent banking services for more than 30 years. ICBB is organized to only do business with banking institutions and is owned solely by the customer banks it serves.
On September 28, 1934, a group of Frankfort businessmen formed the Greater Frankfort Building and Loan Association. They adopted a charter and by-laws and elected nine men to serve as directors. Their actions were later validated by the state banking commissioner and they received a state charter.
Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.
In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts.
We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
