USDA Vs. FHA your options comparison in Horse-Cave, Hart County, KY
In 2025, the USDA loan cap for Horse-Cave, located in Hart, KY, is set at $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to analyze the top USDA and FHA rates available today. This tool helps you identify the income, credit score, reserves, and documentation requirements necessary for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program in Alabama tailored to your financial needs.
2025 Loan Limits and Down Payment Requirements in Horse-Cave, Hart, KY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Horse-Cave, KY
The aim of Lendersa® is to efficiently secure the best USDA or FHA loans without hassle. Start by choosing one of three initial options that facilitate matching with lenders and provide access to USDA loan programs.
The USDA home loan is a government-backed loan from the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages demand no down payment at all.
Diamond Valley Federal Credit Union is a full-service financial institution and deposits are insured by the NCUA up to $250,000. Our members own Diamond Valley Federal Credit Union so we have no outside stockholders and our Board of Directors are volunteers. Diamond Valley is not-for-profit so we can return profit back to the members
We are a family owned mortgage lender dedicated to making the home loan process simple and fast. Dan Phillips has been in the mortgage industry for the past 30 years and strives to offer excellent service, low competitive rates and mortgage loan programs that meets your specific need.
Peoples Bank of the South Founded in 1917,The Bank was founded on the same corner on which it now stands. It was not founded as a result of a planned course of action by a large group of bankers or financiers. Quite to the contrary, this bank is a result of a vision shared by two men of high character.
Evansville Firefighters Federal Credit Union has been serving its members in the EVANSVILLE, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
Here at Sterling United Federal Credit Union we are humble to our history. The Credit Union originated in 1956 with the initial purpose being to serve employees of Sterling Brewery and their families. Amusingly enough, it all began in the brewery locker room – where employee’s checks could be cashed!
FARMERS BANK AND TRUST COMPANY is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #J6GLPKB2MRG2. The business address is 111 W Washington St, Princeton, KY 42445-1907, USA. The point of contact name is Scott Laffoon.
The original seed of an idea began with eight men: Dr. R.P. Beasley, Dr. WA. Bell, Jr., E .F. Dennison, Glen Hamilton, Carney B. Nicks, Mark Wade, Wayne Sensing and Hugh Wynns. This group of visionaries believed in Dickson - after all, this was their home - but they also believed that increasing the availability
First Farmers and Commercial Bank, (formerly First National Bank of Pikeville) has strived and grown to meet community needs. Some 70 prominent Bledsoe Countians organized the community bank and today there are over 201 community minded people involved in the bank’s ownership. First Farmers and Commercial Bank, charter on September 30, 1913.
Blue Grass Federal Savings and Loan has served Bourbon County and the surrounding area since 1959. As a mutual thrift, Blue Grass Federal is owned by those we serve. Our goal is, and has always been, to meet the financial needs of our customers by maintaining a staff of knowledgeable, friendly employees.
Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.
