USDA and FHA Pro and Con in Horse-Cave, Hart County, KY
In 2025, the USDA loan cap for Horse-Cave, located in Hart, KY, is set at $285,000, whereas the FHA loan limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to analyze the top USDA and FHA rates available today. This tool helps you identify the income, credit score, reserves, and documentation requirements necessary for qualification. Our sophisticated mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program in Alabama tailored to your financial needs.
2025 Loan Limits and Down Payment Requirements in Horse-Cave, Hart, KY
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Horse-Cave, KY
The aim of Lendersa® is to efficiently secure the best USDA or FHA loans without hassle. Start by choosing one of three initial options that facilitate matching with lenders and provide access to USDA loan programs.
The USDA home loan is a government-backed loan from the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages demand no down payment at all.
Relax Mortgage, Ana Sanz, your Florida home loan expert dedicated to making sure your home purchase or refinance experience is top-notch. Ana erve as the principal Loan Officer/Mortgage Broker for Relax Mortgage, dba: Mortgage R’Us, Corp. as well as to the Real Estate Broker for Straight 2 The Point Realty with over 25 years of experience.
DG Pinnacle Funding LLC is a residential mortgage company based in South Florida, founded in 2008 and re-positioned later in 2013. With over 15 years of experience in the mortgage and real estate industry, our founder Noel Veitia had a personal goal. After working as a loan officer for other companies, many times he felt challenged
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14750 Southwest 26 Street, Suite 115, Miami, FL, 33185
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Our company was established in May of 2002 by its founder Julio C. Gonzalez who has been in the mortgage industry for 31 years. Julio started as a servicing manager, specializing in Conventional loans. Some years later expanding to also service VA and FHA loans. Our prime source of business comes from customer referrals and repeat business.
