USDA and FHA Pro and Con in Columbia, Adair County, KY
In 2025, the USDA loan limit for Columbia in Adair county, KY is $336,500; meanwhile, for a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to examine and contrast today's most advantageous USDA vs. FHA rates. This tool allows you to determine necessary income, credit, reserve requirements, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to support your decision-making, ensuring you choose the best program in Alabama tailored to your financial needs.
2025 Loan Limits and Down Payment Specifications in Columbia, Adair, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Columbia, KY
The goal of Lendersa® is to facilitate obtaining the best possible USDA or FHA loan with speed and simplicity. Start by selecting one of three approaches to connect with matching lenders and the most relevant USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or mortgage, is a government-backed option provided by the Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages need no down payment, offering distinct advantages for eligible applicants.
American Dream Located in the heart of Brandon FL and serving the entire state of Florida, American Dream Home Mortgage gives you the personal attention you deserve and treats you with the respect due a valued customer. We understand that you are making a commitment in buying a new home, refinancing a mortgage, or utilizing your home equity.
AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.
79-21 Metropolitan Avenue, Middle Village, NY, 11379
Cross County Savings Bank is a local, FDIC-insured mutual savings bank that was originally founded in 1888 as Bushwick Savings & Loan Association of New York. Since such time, we have gone through various name changes, but our mission has remained the same… to make a difference in the lives of our local customers.
4359 35th Street North, Suite E5, Saint Petersburg, FL, 33714
1st Equity Capital Funding, Inc equityWhether the commercial real estate you are trying to finance is for a rate & term refinance due to a balloon coming due, a cash out refi, a note being called in, or an acquisition, we work in correspondence with many wholesale commercial mortgage lenders from Life Insurance Companies.
Nebraska Bank of Commerce (NBC) was formed initially as Community Bank of Lincoln (CBL) in 2008 by a group of experienced Nebraska bankers working in partnership with an out of state bank holding company. The goal of that founding was to bring together a group of local investors who would invest their own capital to support the initial growth of th
Frontier Bank was founded when a group of partners and friends, devoted to the ideals of community banking, purchased an interest in a small bank in south central Nebraska. In 2005, other acquisitions in the banking and insurance industries began to follow, bolstering our philosophy of community involvement, local service.
Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.
First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.
U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
