USDA and FHA Pro and Con in Campbellsville, Taylor County, KY

In 2025, the USDA loan limit in Campbellsville, located in the county of Taylor, KY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s prime USDA versus FHA rates. Determine the requisite income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program in for your specific financial needs.

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2025 Loan Limits and Down Payment Criteria in Campbellsville, Taylor, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Campbellsville, KY

The mission of Lendersa® is to efficiently deliver the best USDA or FHA loans to you hassle-free. Choose one of three starting options to connect with suitable lenders and explore USDA loan programs.

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Understanding the USDA Loan in KY

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. It is exclusively available in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans have no down payment requirement, providing easier access to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



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