USDA Vs. FHA your options comparison in Campbellsville, Taylor County, KY
In 2026, the USDA loan limit in Campbellsville, located in the county of Taylor, KY, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s prime USDA versus FHA rates. Determine the requisite income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program in for your specific financial needs.
2026 Loan Limits and Down Payment Criteria in Campbellsville, Taylor, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Campbellsville, KY
The mission of Lendersa® is to efficiently deliver the best USDA or FHA loans to you hassle-free. Choose one of three starting options to connect with suitable lenders and explore USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. It is exclusively available in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans have no down payment requirement, providing easier access to homeownership.
Peoples Bank is a Kentucky owned community bank founded in 1910. The world has changed a lot since then. One thing that hasn’t changed is the importance of good old fashioned personalized attention. Banking is still a people business that involves relationships, trust and dependability. Our experienced bankers will be happy to assist you with your
Citizens National Bank was formed March 9, 1889 when its shareholders purchased the National Bank of Lebanon and located its operations in a portion of the same building that our present bank occupies. Since its inception, the bank has attempted to serve the needs of all citizens in Lebanon and Marion County.
At Farmers National Bank, we offer hometown banking the way it should be - people you know & trust, who go out of their way to recognize and appreciate you from the minute you walk through our doors. Come visit us and you'll see why we say there's no other bank in this area that has a stronger tradition of service to the local community than we do.
At the Bank of Buffalo, we strive to offer the banking service our customers have come to expect. Most importantly, our experienced staff delivers these services in a friendly, efficient manner The Bank of Buffalo has been serving customers since August 1, 1901. We are known for our family style atmosphere and old fashion customer service.
United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing
Bank of Columbia has been serving the community of Adair County since 1866. Our commitment has not changed since the beginning–We want to see our businesses grow and our citizens thrive. We care about the success of our families, farms, local businesses and growing industries because your success is our success.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
The Lincoln National Bank is a community bank and we take personal pride in giving one on one, friendly service for all your banking needs. We are a full service bank and offer a variety of checking, savings and loan products and other services. We've been committed to serving Hodgenville, LaRue County and the surrounding area since 1889.
Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.
