USDA and FHA Pro and Con in Scottsville, Allen County, KY

In the year 2025, the USDA loan limit for Scottsville in Allen, KY, is $336,500. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. You can determine the necessary income, credit level, reserves, and documentation requirements for qualification. Our enhanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in selecting the best option in Alabama for your financial circumstances.

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2025 Loan Limits and Down Payment Needs in Scottsville, Allen, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Scottsville, KY

The goal of Lendersa® is to rapidly secure the best USDA or FHA loans for you without any hassle. Begin by selecting one of three initial actions to connect with matching lenders and USDA loan programs tailored to your situation.

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Understanding USDA Loans in KY

A USDA home loan, offered by the Department of Agriculture, commonly known as the USDA rural development loan or mortgage, is exclusive to rural areas. It differs from FHA loans, which require a minimum down payment of 3.5%, by having no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 303homefinancing LLC
  • 14201 e 4th Ave, Aurora, CO, 80011
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Northern Colorado Credit Union
  • 2901 S. 27th Avenue, Greeley, CO, 80631
  • Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.
  • Community Choice CU Mobile
  • 6921 East 72nd Avenue, Commerce City, CO, 80022
  • Community Choice Credit Union is a member owned not for profit, full service financial co-op serving the needs of the Commerce City Community. Community Choice had its small beginning on October 9, 1952. It was established as SD14 Federal Credit Union and was located in the basement of one of our member's home.
  • Peak Mortgage Consultants LLC
  • 17282 East 98th Way, Commerce City, CO, 80022
  • Peak Mortgage Consultants is a place where all types of clients can find the right loan program for their certain needs. Our goal is always to save you the most amount of time and money on one of your biggest investments.Call us even if you are currently in the loan process. With our quick turn around times and top of the line service.
  • FootPrint Mortgage LLC
  • 600 17th Street, Suite 2800 South, Denver, CO, 80022
  • footprint Our clients are people that want to stop paying for things that don’t add them any value like premium office space, large support and compliance staff, corporate salaries, and so on We decided to take a stand, delivering a value focused experience that isn’t set upon fast transactions. Footprint Mortgage is a client-centric firm.
  • Pikes Peak National Bank
  • 2401 W. Colorado Ave, Colorado Springs, CO, 80904
  • Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.
  • Abundant Mortgage Lending Inc
  • 2950 Professional Place, Suite 209, Colorado Springs, CO, 80904
  • As mortgage brokers, we have access to a wide range of loan programs. We can provide you an efficient closing process with competitive rates. We are committed to finding a home loan solution to fit your needs, whether it is a new purchase loan, construction loan, refinance loan or a home improvement loan. Your best interest is our priority.
  • Equity Lending Mortgage Inc
  • 720 Marlstone Place, Colorado Springs, CO, 80904
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  • Indigo Mortgage Colorado
  • 6805 Corporate Drive, Suite 115, Colorado Springs, CO, 80919
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  • Age In Place Mortgage
  • 913 Dancing Horse Drive, Colorado Springs, CO, 80919
  • Age In Place Mortgage Company to provide mortgages at lower costs than the Big National Banks, and impersonal High-Overhead lending institutions, and pass the savings on to my clients. I provide personalized service to borrowers on Colorado’s Front Range communities from Colorado Springs north to Denver and Ft. Collins without requiring my clients