In 2025, the USDA loan limit for Edgewood, within Kenton county, KY, is $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore and contrast today’s premier USDA versus FHA rates. Determine the specific income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the most suitable program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The commitment of Lendersa® is to bring you the most favorable USDA or FHA loans quickly and seamlessly. Begin with one of three pathways to connect with lenders that match and offer USDA loan programs tailored to your needs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and exclusively available in rural neighborhoods. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans require no down payment. This makes USDA loans a compelling choice for eligible buyers seeking homeownership without the initial financial burden.
Enter your location to find out if it qualifies for USDA rural housing loan?
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