In 2026, the USDA loan limit for Edgewood, within Kenton county, KY, is $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to explore and contrast today’s premier USDA versus FHA rates. Determine the specific income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator presents a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you select the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requisites in Edgewood, Kenton, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Considering USDA and FHA Loan Options in Edgewood, KY
The commitment of Lendersa® is to bring you the most favorable USDA or FHA loans quickly and seamlessly. Begin with one of three pathways to connect with lenders that match and offer USDA loan programs tailored to your needs.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and exclusively available in rural neighborhoods. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans require no down payment. This makes USDA loans a compelling choice for eligible buyers seeking homeownership without the initial financial burden.
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky & the hospital became St. Elizabeth Medical Center.As the South Unit grew, so did the credit union
Citizens Federal Savings and Loan Association of Covington
433 Madison Avenue, Covington, KY, 41011
Lends in Kentucky
Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.
As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
"Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4. In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
