In 2026, within the county of Boone, KY, the USDA loan limit for Oakbrook is $336,500. Conversely, the FHA loan limit for a single-family home is set at $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate and contrast today’s best USDA versus FHA rates. Determine the necessary income, credit ratings, reserves, and required documents for qualification. Our advanced mortgage calculator provides a comprehensive side-by-side look at USDA, FHA, Conforming, and VA loans. This will enable you to assess which program in is the most suitable for your specific financial landscape.
2026 Loan Limits and Down Payment Requirements in Oakbrook, Boone, KY
Loan Type
Loan Limit
Down Payment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Oakbrook, KY
The primary objective of Lendersa® is to ensure you access the best and most favorable USDA or FHA loans quickly and without complications. You are invited to select one of three pathways to connect with compatible lenders and explore appropriate USDA loan programs that match your needs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. Designed specifically for rural neighborhoods, these loans do not require a down payment, unlike FHA loans, which necessitate a minimum of 3.5% down payment. This advantageous feature facilitates greater ease of access to homeownership for eligible rural residents.
Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky & the hospital became St. Elizabeth Medical Center.As the South Unit grew, so did the credit union
We are locally owned and operated with our main office located in Burlington, KY. At OnPoint Home Lending, we pride ourselves on exceeding our customer's expectations in finding the best option for a home loan that's right for you. Whether you want the lowest rate possible, refinance your existing mortgage or new home purchase
Citizens Federal Savings and Loan Association of Covington
433 Madison Avenue, Covington, KY, 41011
Lends in Kentucky
Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.
As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
"Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4. In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
