USDA Vs. FHA Pro and Con comparison in Indian-Hills, Jefferson County, KY

For 2025, the USDA loan cap in Indian-Hills, located in Jefferson County, KY, is $0. Meanwhile, for a single-family home, the FHA limit is $356,362.

Leverage the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates today, understanding the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in aligns best with your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Indian-Hills, Jefferson County, KY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Indian-Hills, KY

The goal of Lendersa® is to secure for you the most advantageous USDA or FHA loan, swiftly and without hassle. Choose one of three starting points that pair you with matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in KY

The USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is offered exclusively in rural areas. In contrast to FHA loans requiring a minimal 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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