In the year 2025, the USDA loan limit in St.-Matthews, located within the county of Jefferson, KY, is set at $0, whereas the FHA loan ceiling is $356,362 for a single-family residence.
Make use of the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates currently available, and to ascertain the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you evaluate the USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in suits your specific financial needs best.
2025 Loan Limits and Down Payment Requirements in St.-Matthews, Jefferson, KY
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$0
None (0%)
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in St.-Matthews, KY
The objective of Lendersa® is to quickly and effortlessly secure the optimal USDA or FHA loan for you. Choose one of three starting points to connect with lenders and explore USDA loan offerings.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is specifically designed for rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans are available with no down payment required at all.
2023 West Platt Street, Suite 106, Tampa, FL, 33606
We’re a little different. Whether you’re ready to make a move on your first home, or you’ve been part of the process more than a few times, we can match you with the loan program that fits your needs. With more than 18 years of experience, our team excels at breaking down the often confusing details for our clients & personalizing your loan needs.
Mortgage Right was founded to create a faster, more efficient, and more secure way to originate and close residential mortgage transactions. Mortgage Right is committed to working with any and all candidates looking for the opportunity to provide a healthy and rewarding financial future for themselves and their family.
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"Kittredge Mortgage Corporation holds a Lenders License in Vermont. We finance one to four family homes, condominiums and planned unit developments. The properties may be primary homes, vacation homes or investment properties.
Kittredge Mortgage Corporation has always been adaptable to change."
Lamar National Bank started in 1980 in Paris, TX, by businessmen who saw an opportunity for Relationship Banking and supporting the needs of the community. We are dedicated to building a culture of care in the community we serve and helping others find their path to success. We build lifelong, multigenerational relationships
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
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