USDA and FHA Pro and Con in St.-Matthews, Jefferson County, KY
In the year 2025, the USDA loan limit in St.-Matthews, located within the county of Jefferson, KY, is set at $0, whereas the FHA loan ceiling is $356,362 for a single-family residence.
Make use of the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates currently available, and to ascertain the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you evaluate the USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in suits your specific financial needs best.
2025 Loan Limits and Down Payment Requirements in St.-Matthews, Jefferson, KY
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$0
None (0%)
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in St.-Matthews, KY
The objective of Lendersa® is to quickly and effortlessly secure the optimal USDA or FHA loan for you. Choose one of three starting points to connect with lenders and explore USDA loan offerings.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is specifically designed for rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans are available with no down payment required at all.
Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people." A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.
Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.
Our mission at Boom Mortgage is to assist americans in achieving the dream of home ownership. We set out to make the loan process simple for all of our clients. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products investment tools, mortgages and best of all quality service.
“We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
500 Poydras Street, Room 1226, New Orleans, LA, 70130
Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members.
Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
600 S Maestri Place, Room 801, New Orleans, LA, 70130
The Judicial and Justice Federal Credit Union is a cooperative, nonprofit financial institution chartered by the Federal Government in 1950. It is owned and operated by its members.
In addition to a regular share account, the credit union offers a Christmas club account that pays dividends quarterly.
New Orleans Port Commission Employees Credit Union
1350 Port of New Orleans Place, New Orleans, LA, 70130
New Orleans Port Commission Employees Credit Union has been open since 1952. The credit union has assets totaling $4.07 Million and provides banking services to more than 600 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
Hibernia Bank is a full-service bank offering a broad range of financial services to meet the needs of customers in the New Orleans Metropolitan Area. Hibernia has remained a local bank serving the local community. The main office is located in downtown New Orleans with additional locations in Old Metairie & Carrolton.
