In 2025, the USDA loan limit for Hurstbourne, located in Jefferson, KY, is $0, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, and establish the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to assist in determining the best program in Alabama for your financial needs.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to promptly secure the best USDA or FHA loan for you without hassle. Begin by selecting one of three steps that match you with lenders and suitable USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural communities. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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