USDA Vs. FHA Pro and Con comparison in Hurstbourne, Jefferson County, KY

In 2025, the USDA loan limit for Hurstbourne, located in Jefferson, KY, is $0, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, and establish the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to assist in determining the best program in Alabama for your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Hurstbourne, Jefferson, KY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Hurstbourne, KY

The objective of Lendersa® is to promptly secure the best USDA or FHA loan for you without hassle. Begin by selecting one of three steps that match you with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in KY?

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural communities. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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