USDA Vs. FHA your options comparison in Lyndon, Jefferson County, KY

In 2025, the USDA loan limit in Lyndon, Jefferson, KY, is $0, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates. Discover the required income, credit, reserves, and documents for qualification. This advanced tool shows USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .

Investigate loan offers from 100 different lenders

2025 Loan Limits and Down Payment Details in Lyndon, Jefferson, KY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Lyndon, KY

Lendersa® aims to swiftly provide you with the best USDA or FHA loans without hassle. Choose from three starting points to link with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture for rural areas only. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment, easing the path to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Vervent sets the standard of outperformance in complex service industries by delivering superior industry expertise, future-built technology and meaningful services that are built for speed. Our solutions - Loan Servicing, Lease Servicing, Backup Servicing, Call Center Services and Third-Party Collections - empower companies to accelerate business.
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  • C2 Financial Corporation is one of the nation’s largest mortgage brokers,We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
  • Integrity Capital Inc
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