In 2025, the USDA loan limit for Jeffersontown, within Jefferson, KY, is established at $0. Meanwhile, for a single-family dwelling, the FHA limit is set at $472,030, providing important benchmarks for potential homeowners in these areas.
To compare today’s premier USDA and FHA interest rates, you can use the Lendersa® USDA loan calculator. This tool facilitates the evaluation by determining the necessary income, credit, reserves, and all documentation required to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program for your specific financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our goal is to efficiently secure the most beneficial USDA or FHA loan for you, doing so swiftly and without any hassle. You can start by selecting one of three tailored options designed to connect you with appropriate lenders and USDA loan programs that meet your specific needs.
The USDA home loan, which is supported by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively for rural neighborhoods, offering significant opportunities to eligible borrowers. Contrary to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option for those qualifying in rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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