USDA Vs. FHA your options comparison in Jeffersontown, Jefferson County, KY
In 2025, the USDA loan limit for Jeffersontown, within Jefferson, KY, is established at $0. Meanwhile, for a single-family dwelling, the FHA limit is set at $472,030, providing important benchmarks for potential homeowners in these areas.
To compare today’s premier USDA and FHA interest rates, you can use the Lendersa® USDA loan calculator. This tool facilitates the evaluation by determining the necessary income, credit, reserves, and all documentation required to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program for your specific financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Jeffersontown, Jefferson County, KY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jeffersontown, KY
At Lendersa®, our goal is to efficiently secure the most beneficial USDA or FHA loan for you, doing so swiftly and without any hassle. You can start by selecting one of three tailored options designed to connect you with appropriate lenders and USDA loan programs that meet your specific needs.
The USDA home loan, which is supported by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively for rural neighborhoods, offering significant opportunities to eligible borrowers. Contrary to FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option for those qualifying in rural areas.
Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,
National Business Capital is the leading FinTech marketplace offering small business loans and services. We've secured over $1 billion in financing for small business owners to date.
Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans.
SouthFork Funding offer a variety of loans for both homeowners and future homeowners. With over 3 billion in loans originated, customer satisfaction is our top priority.
Together, we work hard to be leaders in the industry, to stand out from the competition, securing loans when others cannot. Southfork Funding can close loans in 30 days or less
Portfolio lender with multiple options to fund commercial bridge loans for fix and flip and other investment strategies. Residential properties are ok. Direct access to decision makers provides the ability to move fast to help you secure more deals and execute more efficiently. Call me to today to discuss your loan scenario. Thanks.
At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.
In April of 1894 The Commercial Bank opened for business in the Opera House located where the REA building now stands. Henry Wehrman, F.W. Lawson, Robert Greenwood and Henry Fox,Jr. signed the articles of incorporation. The Officers elected were Henry Wehrman, President; F.W. Lawson, Vice President; and R.M. Gourley, Cashier.
Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
The Guaranty State Bank & Trust Company had its beginnings during the days following the First World War. During the war times bank charters were easy to come by, and two new banks started business in Beloit. The result was five banks competing for business. We have five locations, Beloit, Jewell, Burr Oak, Esbon, & Smith Center.
