USDA and FHA Pro and Con in Pioneer-Village, Bullitt County, KY

In 2025, the USDA loan limit in Pioneer-Village, within Bullitt County, KY, is $285,000. The FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess and compare today’s top-rated USDA versus FHA loans, identifying the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in tailored to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Pioneer-Village, Bullitt County, KY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Pioneer-Village, KY

The mission of Lendersa® is to swiftly and efficiently connect you with the best USDA or FHA loan available. Opt for one of three starting points, each leading to matched lenders and suitable USDA loan programs.

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Understanding USDA Loans in KY

A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural areas. FHA loans demand a 3.5% down payment, while USDA loans require none, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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