USDA Vs. FHA your options comparison in Pioneer-Village, Bullitt County, KY

In 2025, the USDA loan limit in Pioneer-Village, within Bullitt County, KY, is $285,000. The FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to assess and compare today’s top-rated USDA versus FHA loans, identifying the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in tailored to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Pioneer-Village, Bullitt County, KY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Opportunities in Pioneer-Village, KY

The mission of Lendersa® is to swiftly and efficiently connect you with the best USDA or FHA loan available. Opt for one of three starting points, each leading to matched lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, backed by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural areas. FHA loans demand a 3.5% down payment, while USDA loans require none, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lighthouse Funding Group
  • 661 Washington Street, Suite 209, Norwood, MA, 02062
  • Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.
  • ABLE Mortgage, Inc.
  • 113R Padelford Street, Berkley, MA, 02779
  • ABLE Mortgage Co. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, & we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple & straightforward by offering you the latest in financial tools.
  • Members Choice Credit Union Houston
  • 18211 Katy Freeway, Houston, TX, 77094
  • Members Choice Credit Union is a full-service financial institution based in Houston, Texas. We have been in business for over 80 years. Our rich history is directly related to our financial stability and our dedication to serving the needs of our members, first and foremost. Since our founding in 1941
  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.
  • Stonegate Mortgage
  • 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
  • Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
  • Northstar Mortgage Corp
  • 555 High St, Suite 302, Westwood, MA, 02090
  • We have been helping our clients finance their homes in the Commonwealth of Massachusetts since 1990. Our value proposition is simple: we take the time to understand your needs and provide personal service you can rely on. Buyer’s agents love working with us because we don’t just pull a credit report like so many big banks often do.
  • Mortgage Resources
  • 175 Highland Ave, Suite 303, Needham Heights, MA, 02494
  • Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
  • Direct Federal Credit Union
  • 50 Cabot St, Needham Heights, MA, 02494
  • Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
  • Fantini & Gorga LLC
  • 197 First Avenue, Needham Heights, MA, 02494
  • Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations. Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.