USDA Vs. FHA Pro and Con comparison in Hillview, Bullitt County, KY

For 2025, the USDA loan limit in Hillview, located in the county of Bullitt, KY, is established at $336,500. In contrast, the limit for an FHA loan aimed at a single-family home is $472,030.

Please use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, and find out what income, credit, reserves, and documents are necessary for qualification. With our advanced mortgage calculator, you can explore USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most appropriate program for your financial needs within .

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2025 Loan Limits and Down Payment Requirements in Hillview, Bullitt, KY

Loan Type Loan Limit Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hillview, KY

Lendersa® strives to ensure you receive the best possible USDA or FHA loans swiftly and without hassle. Choose from one of three starting points that lead to connections with matching lenders and the right USDA loan programs for you.

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Understanding USDA Loans in KY

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. Targeted for rural neighborhoods only, this loan does not require any down payment, unlike FHA loans which require at least a 3.5% down payment. By eliminating the need for this initial payment, USDA loans expand homeownership opportunities for many eligible residents.

Enter your location to find out if it qualifies for USDA rural housing loan?



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