USDA VS FHA in Hillview, Bullitt County, KY

For 2025, the USDA loan limit in Hillview, located in the county of Bullitt, KY, is established at $336,500. In contrast, the limit for an FHA loan aimed at a single-family home is $472,030.

Please use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates available today, and find out what income, credit, reserves, and documents are necessary for qualification. With our advanced mortgage calculator, you can explore USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most appropriate program for your financial needs within .

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2025 Loan Limits and Down Payment Requirements in Hillview, Bullitt, KY

Loan Type Loan Limit Down Payment Percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hillview, KY

Lendersa® strives to ensure you receive the best possible USDA or FHA loans swiftly and without hassle. Choose from one of three starting points that lead to connections with matching lenders and the right USDA loan programs for you.

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Understanding USDA Loans in KY

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. Targeted for rural neighborhoods only, this loan does not require any down payment, unlike FHA loans which require at least a 3.5% down payment. By eliminating the need for this initial payment, USDA loans expand homeownership opportunities for many eligible residents.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Limestone Bank
  • 2500 Eastpoint Parkway, Louisville, KY, 40223
  • Based in Louisville, Kentucky, Limestone Bank provides commercial, equine, agricultural and personal banking solutions for individuals in urban and rural areas. With more than 110 years of building relationships across the Commonwealth, Limestone Bank strives to serve as the bedrock for our customers’ financial futures.
  • Rural Cooperatives Credit Union, Inc.
  • 1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
  • The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
  • KIT Federal Credit Union
  • 9711 Linn Station Road, Louisville, KY, 40223
  • KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
  • Advanz Credit Union
  • 9600 Ormsby Station Road, Louisville, KY, 40223
  • Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.
  • Pathway Mortgage LLC
  • 10351 Linn Station Rd, Louisville, KY, 40223
  • Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
  • Mortgage Network
  • 10529A Timberwood Circle, Louisville, KY, 40223
  • Mortgage Network, Louisville, Kentucky's locally owned, full service mortgage broker specializes in all varieties of residential mortgages. First mortgages, refinancing or relocation, let Mortgage Network show you that Our Prime Interest is You! Louisville Mortgage Mortgage Network is Louisville’s mortgage leader
  • CASA Financial LLC
  • 10503 Timberwood Circle, Suite 112, Louisville, KY, 40223
  • We are a mortgage broker company with over 14 years of experience in the Mortgage lending business. We service in both English and Spanish, fluently. We can help with finding the best loan program available to you when purchasing a home or help you lower your monthly payments with our wide variety of refinancing options.
  • 1st Class Mortgage Group LLC
  • 9900 Corporate Campus Drive, Suite 3000, Louisville, KY, 40223
  • Since our inception, we have acted as key advisors in securing funds for purchasers, investors, and homeowners in the residential markets. We recognize that in the marketplace there is a need for a holistic approach to an individual's needs. With this in mind our goal is to simplify the financing process by delivering a tailored,
  • TBF Mortgage Corporation
  • 13000 Equity Place, Suite 203, Louisville, KY, 40223
  • TBF started its roots with family. Our number one goal at TBF Mortgage is to help families with one of the most important financial decisions that they will have to face. TBF Mortgage and our team of Loan Officers are here to help you make informed decisions that work for you and to simplify the loan process. We will walk you through each phase.
  • Statewide Mortgage
  • 10140 Linn Station Rd, Louisville, KY, 40223
  • Statewide Mortgage was created to help you achieve your dream of home ownership. You will find that our passion combined with experience will make your usually stressful loan process, quick, transparent and even exciting. Our goal is to build a personal relationship with you so that we can help you in the best way possible.
  • Wholesale Mortgage Source, LLC
  • 12700 Townepark Way, Suite 111, Louisville, KY, 40242
  • Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
  • United Financial Group, LLC.
  • 2500 Hermitage Way, Louisville, KY, 40242
  • ​United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time