USDA and FHA Pro and Con in Leitchfield, Grayson County, KY
In 2025, the USDA loan limit for Leitchfield, in Grayson, KY, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today, and ascertain the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you select the best program for your financial needs in Alabama.
2025 Loan Limits & Down Payment Criteria in Leitchfield, Grayson, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Leitchfield, KY
Lendersa® is dedicated to securing you the most suitable USDA or FHA loan swiftly and effortlessly. Choose from three different starting points that align you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires none, providing a viable option for eligible borrowers.
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