USDA Vs. FHA your options comparison in Leitchfield, Grayson County, KY

In 2025, the USDA loan limit for Leitchfield, in Grayson, KY, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today, and ascertain the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you select the best program for your financial needs in Alabama.

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2025 Loan Limits & Down Payment Criteria in Leitchfield, Grayson, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Leitchfield, KY

Lendersa® is dedicated to securing you the most suitable USDA or FHA loan swiftly and effortlessly. Choose from three different starting points that align you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in KY?

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires none, providing a viable option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • JEMS Financial
  • 910 Boston Post Road East, Suite 310, Marlborough, MA, 01752
  • "JEMS is a Massachusetts-based private lending company offering loans for construction and development projects in in Boston and surrounding cities in MA. Owned and operated by two long time real estate development professionals, Richard Olstein and Michael Staiti. Richard and Michael have over 50 years of real estate development, management"
  • Mortgage Unity LLC
  • 67 Forest St, Suite 272, Marlborough, MA, 01752
  • Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.
  • Pawtucket Credit Union
  • 1200 Central Ave, Pawtucket, RI, 02861
  • In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work. Our employees are encouraged to give back to the community through our PCUnited volunteer initiative
  • Seacoast Mortgage Corporation
  • 267 Newport Avenue, Pawtucket, RI, 02861
  • At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.
  • The Discount Mortgage Store
  • 7452 champagne pl, Boca Raton, FL, 33433
  • We Finance every type of Residential and Commercial Mortgage in the USA. The The Discount Mortgage Store Team is your premier mortgage team located in Boca Raton, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage.
  • Commercial Capital Loan Network
  • 5970 SW 18 St, Unit 133, Boca Raton, FL, 33433
  • Commercial Capital Loan Network lends in all 50 states and internationally. We ensure top-notch solutions in products or service you, including loans for multifamily apartments, retail, senior housing, hard money loans, bridge finance, commercial RE mortgage products, non-RE small business loans, and more. We have a strong network of multiple niche
  • Oceanside Lending LLC
  • 7280 West Palmetto Park Road, Suite 201N, Boca Raton, FL, 33433
  • We help clients achieve the American Dream of Homeownership while going the extra mile to make the process smooth efficient & explained. Feel the difference of a Concierge Lending Experience that combines technology with efficiency. Whether you’re buying, selling, refinancing, building your dream home you have a lot riding on your loan officer.
  • MJS Financial LLC
  • 22140 Primrose Way, Boca Raton, FL, 33433
  • We are a small brokerage with over sixteen years of experience as a licensed mortgage brokerage. Being a small brokerage we have lower overhead and more control over what we can do for you.brokerage with over sixteen years of experience as a licensed mortgage brokerage. We can help you get approved for mortgages and refinancing.
  • MCS Mortgage Services Inc
  • 7000 West Palmetto Park Road, Suite 210, Boca Raton, FL, 33433
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with the best loan product to fit their needs while providing them with the lowest payment and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Intercontinental Capital Group, Inc.
  • 7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL, 33433
  • ICG is a direct lending mortgage bank specializing in home financing for one to four family residential properties.ICG is licensed by the U.S. Department of Housing & Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.