USDA Loan Vs. FHA loan pro & con for Leitchfield, Grayson County, KY

In 2025, USDA loan limit in Leitchfield, county of Grayson, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Leitchfield, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(785) 364-4691 529 miles Lender's profile and map Reviews The Farmers State Bank 209 Montana Avenue, Holton, KS, 66436 The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank
(800) 633-2423 529 miles Lender's profile and map Reviews The Denison State Bank 421 New York Avenue, Holton, KS, 66436 The Denison State Bank is a branch office of The Denison State Bank. They provide the following services: Full Service Office Location and are located at 421 New York Avenue in Holton Kansas. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(903) 798-3918 529 miles Lender's profile and map Reviews Morris Sheppard Texarkana Federal Credit Union 419 W 4th Street, Texarkana, TX, 75501 Morris Sheppard Texarkana FCU will continue to uphold its fundamental responsibility to actively serve people within our field of membership, which consists of the employees of the City of Texarkana TX, City of Texarkana AR, Bowie County and their spouse, children, and grandchildren. We will continue to deliver a range of low cost products.
(903) 223-6404 529 miles Lender's profile and map Reviews FCI Federal Credit 2500 Leopard Drive, Texarkana, TX, 75501 FCI Federal Credit Union were granted a charter with the National Credit Union Administration. Our membership field included the employees and their immediate families of the Texarkana Federal Correctional Institution. This Credit Union is a not for profit financial cooperative that is owned by the people who use it and is governed.
(903) 792-8651 529 miles Lender's profile and map Reviews Domino Federal Credit Union 4702 S Lake Drive, Texarkana, TX, 75501 Domino Federal Credit Union was chartered on August 23, 1973. Employees of International Paper Mill in Domino, Texas worked together to establish this institution. In the beginning, Domino Federal Credit Union only offered Savings and Loans. It has since grown to offer Checking Accounts, IRAs, Share Certificates, Online Banking and more
(903) 735-3000 529 miles Lender's profile and map Reviews Red River Credit Union 1000 Pine, Texarkana, TX, 75501 Red River Credit Union employs over 350 local residents to manage over $900 million in assets. Our membership is over 110,000 strong. As a premier financial institution, Red River Credit Union can offer its membership loans, deposit accounts, and financial services to meet their every need.
(515) 386-4848 530 miles Lender's profile and map Reviews Peoples Bank 116 West State Street, Jefferson, IA, 50129 Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
(515) 386-2131 530 miles Lender's profile and map Reviews Home State Bank IA 115 West State Street, Jefferson, IA, 50129 At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.
(715) 732-4411 530 miles Lender's profile and map Reviews Farmers & Merchants Bank & Trust. 1644 Ludington Street, Marinette, WI, 54143 At Farmers & Merchants Bank & Trust, we take pride in our hometown heritage. Our roots are deeply planted in a history of community involvement. We care about the financial success and stability of all of our customers, both personal and business. We work hard to provide our customers with a wide variety of quality products
(715) 735-3913 530 miles Lender's profile and map Reviews Tri-County Credit Union 2205 Hall Avenue, Suite 107, Marinette, WI, 54143 TRI-County Credit Union of Wisconsin operates as a financial cooperative. The Union provides financial solutions such as saving and checking accounts, loans, safe deposit boxes, credit and debit cards, loan rates, ATMs, online banking, and other related services. TRI-County Credit Union serves communities in the State of Wisconsin.