For 2026, the USDA loan limit for Beaver-Dam in Ohio, KY stands at $285,000, while the FHA limit for a single-family residence is $356,362.
Utilize Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates. Find out the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best suited program for your financial situation in Alabama.
Explore loan offerings from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to promptly match you with the best USDA or FHA loan without hassle. Choose one of three options to connect with lenders offering USDA loan programs.
The USDA home loan, also known as the USDA rural development loan, is a government-backed mortgage by the Department of Agriculture, and is available exclusively in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment, providing a viable option for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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