USDA Loan Vs. FHA loan pro & con for London, Laurel County, KY

In 2025, USDA loan limit in London, county of Laurel, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in London, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(717) 560-2114 471 miles Lender's profile and map Reviews LMC HOME LOANS 1794 Oregon Pike, Lancaster, PA, 17601 LMC is a mortgage lender headquartered in Lancaster, PA. We have served over 8,915 clients and our team members average 18 years experience each. Think of us as a matchmaker. We have access to many lenders and after meeting with you, we give you a couple of loan options. Then together, we pick the best product for your needs.
(601) 977-8300 471 miles Lender's profile and map Reviews Magnolia Federal Credit Union 240 Briarwood Drive, Jackson, MS, 39206 Magnolia Federal Credit Union is a multi-million-dollar, full-service financial institution offering a large suite of financial products and services to its members. Because we’re not focused on shareholders, we return our earnings to our members in the form of reduced fees, lower interest rates on loans, and higher returns on savings.
(601) 364-9400 471 miles Lender's profile and map Reviews BankPlus 6410 Watkins Drive, Jackson, MS, 39213 BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.
(989) 656-2231 471 miles Lender's profile and map Reviews Bay Port State Bank 9840 Main Street, Bay Port, MI, 48720 Over 100 years ago, the Bay Port State Bank of W.H. Wallace and Company was established to serve the financial needs of the area. Bay Port State Bank is proud to be part of this growing community and looks forward to many more years of service. Bay Port State Bank Shall always be mindful of the need to increase shareholder value.
(870) 222-3880 471 miles Lender's profile and map Reviews First Natural state Bank 500 North Second Street, Mc Gehee, AR, 71654 The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.
(563) 381-1732 471 miles Lender's profile and map Reviews Blue Grass Savings Bank 104 East Mayne Street, Blue Grass, IA, 52726 January 4, 1902 banking was started and one week later total assets were $19, 402.16. The January 9, 1902 meeting of the stockholders was held in the new bank. H. F. Wunder was hired as cashier receiving $50 a month salary. W.I. VanderVeer served as President with no pay and Julius W. Schiele served as Vice President.
(920) 427-9617 472 miles Lender's profile and map Reviews Inlanta Mortgage - Jesse Koch W239 N3490 Pewaukee Rd, Suite 200, Pewaukee, WI, 53072 We’ve always done more at Inlanta Mortgage. We don’t just provide great loans—we strive to make our customers, our employees and our referral partners feel special. Since our start in 1993, we’ve been steadfast in our commitment to always go above and beyond the expected, and to deliver a better, simpler mortgage experience.
(262) 691-6100 472 miles Lender's profile and map Reviews Commonwealth Mortgage Group 325 Oakton Avenue, Suite 101, Pewaukee, WI, 53072 Commonwealth Mortgage Group, assisting clients obtain a mortgage loan is our core business, enabling us to focus on providing every client with outstanding customer service. Our goal is to expedite and streamline your loan process, educate you, customize your loan program to meet your financial goals, and become your mortgage resource for life.
(262) 612-0815 472 miles Lender's profile and map Reviews AK Capital Finance 353 Forest Grove Dr, Pewaukee, WI, 53072 AK Capital Finance recognizes that all businesses need capital to grow, which is why we support companies of all sizes through our commercial finance programs. We offer a diverse range of products to meet the needs of almost any kind of business. Professional Full-Time Alternate Capital Business Solutions.
(716) 549-4150 472 miles Lender's profile and map Reviews Lake Shore Federal Credit Union 8766 Erie Road, Angola, NY, 14006 The Lake Shore FCU was chartered in 1967. It is a not for profit financial institution owned and controlled by the members and is operated for your benefit through a Board of Directors elected by the membership. The Board of Directors is the policy making and governing body of the Credit Union