FHA Vs. USDA loan program for Somerset, Pulaski County, Kentucky

In 2025, USDA loan limit in Somerset, county of Pulaski, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Somerset, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(610) 889-0558 524 miles Lender's profile and map Reviews Money Quest Lending Corp 17 Mystic Lane, Malvern, PA, 19355 Money Quest Lending Corporation is your premiere source for better mortgage products. We offer superior financial guidance drawn from our vast knowledge and proven experience. We know what it means to own a home and acknowledge that it is most likely the most valuable asset many of us will ever purchase.
(484) 624-6800 524 miles Lender's profile and map Reviews Spring Mill Financial LLC 101 Lindenwood Drive, Suite 225, Malvern, PA, 19355 Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.
(610) 889-2004 524 miles Lender's profile and map Reviews National Mortgage Group, Inc. 101 Lindenwood Drive Suite 225, Malvern, PA, 19355 National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage
(610) 477-2992 524 miles Lender's profile and map Reviews Mill Street Financial Ltd 63 Brookside Court, Boyertown, PA, 19512 At Mill Street Financial works hard every day to provide clients with the best possible borrowing experience. We work with multiple lenders to match you with the lender that is best suited for your unique situation. Whether you are buying your first home or ready to move onto the next one, we are here to help you.
(610) 497-1800 525 miles Lender's profile and map Reviews Iron Workers Savings Bank 3333 Concord Road, Aston, PA, 19014 Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.
(610) 485-2960 525 miles Lender's profile and map Reviews Sun East Federal Credit Union 4500 Pennell Road, Aston, PA, 19014 "Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations. We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
(610) 326-3705 525 miles Lender's profile and map Reviews Tri County Area Federal Credit Union 1550 Medical Drive, Pottstown, PA, 19464 Tri County Area FCU is a full-service financial institution offering a broad range of benefits & friendly, convenient service right here in our community. We have been serving our community for over 70 years! Unlike traditional banks, we don’t have stockholders. So when you join the Credit Union, you become an owner of our credit union
(610) 326-5490 525 miles Lender's profile and map Reviews Diamond Credit Union 1600 Medical Drive, Pottstown, PA, 19464 Diamond Credit Union is a full-service, community-chartered credit union offering everything you need from everyday checking, savings, and loans, to Commercial Services, Mortgages, and Financial Planning. Diamond is not-for-profit and member-owned. Anyone who lives, works, worships.
(856) 769-4400 526 miles Lender's profile and map Reviews Franklin Bank 1179 Route 40, Pilesgrove, NJ, 08098 In 1861, a group of thoughtful citizens met quietly forming Salem's first permanent "Building Association." Plans progressed smoothly & the meeting took place the evening of the same day President Lincoln was inaugurated. A certificate of incorporation for "The Franklin Loan & Building Association of Salem, NJ" was drawn up on April 13, 1861.
(228) 896-0038 526 miles Lender's profile and map Reviews Water's Edge Federal Credit Union 1976 Popps Ferry Road, Biloxi, MS, 39532 At Water’s Edge Federal Credit Union, we proudly serve the coastal counties of South Mississippi. Established in 1953 as the Harrison County Post Office Employees Federal Credit Union, we have expanded to serve the Gulf South Region as a safe haven for Savings Accounts, Loans and Certificates.