USDA and FHA Pro and Con in Fulton, Fulton County, KY

In 2025, the USDA loan limit for Fulton, in Fulton county, KY, is $336,500. The FHA limit for a single-family home stands at $472,030.

Use the Lendersa® USDA loan calculator to compare the highest current USDA and FHA rates. Determine qualifications like income, credit, reserves, and required documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA plans side by side, helping decide the best option for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Fulton, Fulton, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Fulton, KY

At Lendersa®, our aim is to secure you the best USDA or FHA loan efficiently and smoothly. Opt for one of three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request results

Defining the USDA Loan in KY

The USDA home loan, guaranteed by the U.S Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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