USDA Vs. FHA your options comparison in Fulton, Fulton County, KY
In 2025, the USDA loan limit for Fulton, in Fulton county, KY, is $336,500. The FHA limit for a single-family home stands at $472,030.
Use the Lendersa® USDA loan calculator to compare the highest current USDA and FHA rates. Determine qualifications like income, credit, reserves, and required documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA plans side by side, helping decide the best option for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Fulton, Fulton, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fulton, KY
At Lendersa®, our aim is to secure you the best USDA or FHA loan efficiently and smoothly. Opt for one of three starting points to find matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the U.S Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage does not require any down payment.
Courtesy First Home Lenders was incorporated on January 29th, 2004 for the purpose of providing our community with quality mortgage products and exemplary service. After spending 23 years in all areas of the financial services industry and additional 4 years specializing in mortgage originations I felt the time was right to open a local
Bank of Lincoln County is known for being the only “Home-Owned” and “Home-Operated” bank in Lincoln County. We want to know you so we can provide you with the products and services that fit your lifestyle. We understand that businesses are the backbone of our community, so we deliver sophisticated business products
Gateway Metro Federal Credit Union (GMFCU) is one of few federal credit unions in the St. Louis area. We pride ourselves on offering a wide range of financial products and services to meet our members’ needs at any stage of life. GMFCU is part of the CO-OP® network giving our members access to over 30,000 fee-less ATMs and 5,000 shared branches acr
Together Credit Union (formerly Anheuser-Busch Employees' Credit Union and affiliates, American Eagle Credit Union and Purina Credit Union) provides financial services and guidance to help over 133, 000 members nationwide achieve their best life.We are a $1.98 billion asset, full-service financial institution with 30 branches across the nation.
The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.
Neighbors Credit Union (formerly St. Louis Postal Employees Credit Union) was created in a shoebox and a dream; that every postal worker deserved a helping hand to get more out of life. Today, we've opened our doors to everyone in our surrounding communities and have become one of the largest and strongest credit unions in Missouri.
Alliance Credit Union is your local, not-for-profit financial cooperative. Originally chartered in 1948 to serve the financial interests of Emerson Electric Co. employees, today’s Alliance Credit Union serves communities throughout Greater St. Louis. Our not-for-profit status means we can provide you lower loan rates
At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. With St. Louis Mortgage Consultants, you will get a local representative that has your best interest in mind. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available.
