USDA Loan Vs. FHA loan pro & con for Maysville, Mason County, KY

In 2025, USDA loan limit in Maysville, county of Mason, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Maysville, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(732) 970-9210 519 miles Lender's profile and map Reviews New Jersey Home Funding 1405 Route 18 South, Old Bridge, NJ, 08857 Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
(800) 237-5626 519 miles Lender's profile and map Reviews Advanced Financial Federal Credit Union 785 Central Avenue, New Providence, NJ, 07974 Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.
(732) 727-3500 519 miles Lender's profile and map Reviews Raritan Bay Federal Credit Union 491 Raritan Street, Sayreville, NJ, 08872 Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.
(732) 254-7573 519 miles Lender's profile and map Reviews Parlin DuPont Employees Federal Credit Union 389 Washington Road, Office 2, Sayreville, NJ, 08872 The Parlin DuPont Employees FCU was chartered in 1937 as the Parlin DuPont Finishes Employees Federal Credit Union. For many years we served the employees of the Finishes plant by providing low cost loans & competitive savings rates. In 1983 through a vote of our members, our charter was revised to include the Parlin DuPont Photo Products Division.
(229) 294-2821 519 miles Lender's profile and map Reviews Family Bank 134 Hand Avenue, Pelham, GA, 31779 We make all of our loan decisions locally so you never have to deal with someone you don’t know. We pride ourselves on being able to offer exceptional service to our customers and we’ll always keep your best interests in mind during the loan process. Have a look below at some of the types of loans we have to offer. Mortgage Loans Constructio
(866) 224-1379 519 miles Lender's profile and map Reviews Lakeland Bank 250 Oak Ridge Road, Oak Ridge, NJ, 07438 Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.
(732) 225-1505 519 miles Lender's profile and map Reviews Pinnacle Federal Credit Union 135 Raritan Center Parkway, Edison, NJ, 08837 Pinnacle Federal Credit Union has been a dependable, not-for-profit financial partner to members in Edison, NJ and surrounding Middlesex County since 1962. In our 50+ years of service to the local community, we’ve grown from humble beginnings into a full-service financial institution in Edison with 300 employer and serving members across NJ, NY PA.
(973) 301-0931 519 miles Lender's profile and map Reviews FDU Federal Credit Union 12 Main Street, Suite 4, Madison, NJ, 07940 FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
(641) 628-1566 520 miles Lender's profile and map Reviews Leighton State Bank 900 Washington St., Pella, IA, 50219 Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.
(641) 628-2191 520 miles Lender's profile and map Reviews Marion County Bank 800 Main St, Pella, IA, 50219 Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.
(973) 635-6800 520 miles Lender's profile and map Reviews Cronheim Mortgage 205 Main Street, Chatham, NJ, 07928 Our firm is one of America’s largest privately owned national real estate investment bankers. As institutional advisors and mortgage servicers for 31 institutional investors we have the credibility and expertise to provide counsel on where to source the most competitive capital across the spectrum of real estate asset classes.