USDA Vs. FHA Pro and Con comparison in Maysville, Mason County, KY

In 2025, the USDA loan limit in Maysville, Mason county, KY, is $336,500. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Maysville, Mason, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Maysville, KY

The goal of Lendersa® is to secure the best USDA or FHA loans for you swiftly and without hassle. Choose from three starting points that match you with lenders offering USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KY

A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture, meant for rural areas. Contrary to FHA loans needing at least a 3.5% down payment, USDA loans require none, presenting an easier path to homeownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



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