USDA VS FHA in Mount-Sterling, Montgomery County, KY
In the year 2025, the USDA loan limit for Mount-Sterling, located in Montgomery county, KY, is set at $285,000. For a single-family home, the FHA loan limit stands at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates between USDA and FHA loans available today. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you to select the ideal program in tailored for your financial requirements.
2025 Loan Limits and Down Payment Requirements in Mount-Sterling, Montgomery, KY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Mount-Sterling, KY
Lendersa® is on a mission to secure the best USDA or FHA loans for you promptly and without complications. Choose one of three initial strategies that lead to finding the right lenders and the relevant USDA loan programs specifically designed for your needs.
A USDA home loan, alternatively referred to as a USDA rural development loan or USDA mortgage, is ensured by the U.S. government's Department of Agriculture. This type of loan is specifically available in rural neighborhoods, providing potential homeowners with no down payment requirement. In contrast, FHA loans necessitate a minimum down payment of 3.5%, making USDA loans an attractive option for those living in eligible areas.
Fortitude Real Estate Loans founder of the Benjamin Pruett goal is to assist you in your real estate needs by providing you the best loan options available. I offer competitive rates and cost-saving programs that will help you achieve your goals. As a 15-year resident of the Los Angeles South Bay area, I have helped many people realize their dream
2121 Rosecrans Ave, Suite 2340, El Segundo, CA, 90245
At Aries Loans, we feel it's important to not only communicate with your loan officer, but also with the processing team. Access to most recent tasks, documents, and processing chat logs allow for all associated parties to be in sync for your loan. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.
SRE Mortgage Alliance is dedicated to providing exceptional value to mortgage brokers by offering competitive products, excellent service and reliable on-time closing. SRE Mortgage Alliance is a new wholesale lender specializing in residential home loans. We are #BuiltForPurchase and #FocusedOnYou.
All Square Mortgage Inc Founded in 2012 and top 20 lenders by a preferred national investor. The key to our success has been a combination of consistently offering the competitive rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity
400 Continental Blvd., 6th Fl., El Segundo, CA, 90245
"Since 1991, our team has funded thousands of real estate loans for California Home Buyers, Homeowners and Investors.
Those who have faced challenges with their credit, down payment, debt-to-income ratios, employment history, provable income, etc.
Together with our experience and expertise, we provide solutions"
222 N Pacific Coast Highway, Suite 2000, El Segundo, CA, 90245
Rockland Commercial is a full service mortgage lending firm that specializes in commercial & apartment mortgage financing. We are located in Redondo Beach, Manhattan Beach, and in Los Angeles County. We provide commercial and apartment loans to businesses and individuals throughout California, Arizona, Nevada, Washintgon, and the rest of the nation
"PeerStreet is a first-of-its-kind online platform for investing in real estate debt. The platform represents a two-sided marketplace that, on one side, provides hassle-free access to an asset class that was previously inaccessible to individual investors: short-term, real estate backed loans.
Veronica Barragan have been in the Mortgage Industry for the past 23 years and have enjoyed every minute of it. I started as a “Temp Girl” for a small Mortgage Banker in Visalia in 1988 and held the receptionist position. I eventually went on to the positions of: Doc drawer, shipper, loan processor and Loan Officer.
27413 Tourney Road, Suite 160, Valencia, CA, 91355
The Richardson Lending Team at City 1st Mortgage bring decades of residential and commercial mortgage lending experience to a host of today’s most convenient financial technologies. The end result is a customer-first approach to lending where a full variety of lending programs are available.
