USDA Vs. FHA Pro and Con comparison in Mount-Sterling, Montgomery County, KY
In the year 2025, the USDA loan limit for Mount-Sterling, located in Montgomery county, KY, is set at $285,000. For a single-family home, the FHA loan limit stands at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates between USDA and FHA loans available today. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you to select the ideal program in tailored for your financial requirements.
2025 Loan Limits and Down Payment Requirements in Mount-Sterling, Montgomery, KY
Loan Type
Loan Limit
Down Payment Percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Mount-Sterling, KY
Lendersa® is on a mission to secure the best USDA or FHA loans for you promptly and without complications. Choose one of three initial strategies that lead to finding the right lenders and the relevant USDA loan programs specifically designed for your needs.
A USDA home loan, alternatively referred to as a USDA rural development loan or USDA mortgage, is ensured by the U.S. government's Department of Agriculture. This type of loan is specifically available in rural neighborhoods, providing potential homeowners with no down payment requirement. In contrast, FHA loans necessitate a minimum down payment of 3.5%, making USDA loans an attractive option for those living in eligible areas.
321 Research Parkway, Suite 303, Meriden, CT, 06450
Simply put, if you succeed, we all do. That is why we operate with the belief that we’re all in this together, committed to harnessing the full power of the Planet Family of Companies to ensure comprehensive safety, security, and well-being throughout what for many is a life-defining journey to homeownership.
Founded in 1965, Hodge Bank & Trust Company serves the banking needs of Jackson Parish and its surrounding communities. For nearly a half-century, Hodge Bank has provided personal and business banking services with an unparalleled commitment to customer service. At Hodge Bank, trust is more than a word.
Guilford Savings Bank (GSB) has been serving the financial needs of individuals, families and businesses on the Connecticut shoreline for over 145 years. Founded in 1875 by local business owners, we have proudly stood as a trusted institution in the communities we serve. Starting with a seventeen thousand dollar investment
2470 Boston Post Road, Unit B3, Guilford, CT, 06437
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Templeton Savings Bank is a family owned community bank that was established in 1923. As we approach 100 years in business, we look forward to continuing to provide banking products and services. Templeton Savings Bank has had a long tradition of helping customers reach their financial goals.
Farmers Trust and Savings Bank is an employee-owned, community bank with offices in Buffalo Center, Lakota, Britt, Lake Mills and Bricelyn . FTSB strives to make our communities better places to live and work. We specialize in ag lending, and offer a variety of products and services to meet your personal and business needs.
1590 W Causeway Approach, Suite 4, Mandeville, LA, 70471
"Nations Loan Services specializes in the United States Department of Agriculture (USDA) Business and Industry (B&I) loan program.
Nation Loan Services understands the processes required for government loan approval and work to expedite the process for each of our borrowers and banks.
1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.
