USDA Vs. FHA Pro and Con comparison in Winchester, Clark County, KY
In 2025, the USDA loan limit in Winchester, within Clark, KY, is set at $336,500. In contrast, the FHA limit for a single-family home stands at $472,030. These loan limits set a foundation for purchasing homes within these regions, aiding buyers in planning their finances efficiently.
When utilizing the Lendersa® USDA loan calculator, you gain the ability to compare today’s premier USDA versus FHA rates. This comprehensive tool assists you in determining the necessary income, credit, reserves, and required documents for loan qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best fit for your financial circumstances in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Winchester, Clark County, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Winchester, KY
At Lendersa®, our mission is to quickly and easily help you secure the best possible USDA or FHA loan without any complications. Simply select one of three starting points, designed to match you with lenders and connect you to USDA loan programs tailored to your individual needs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed exclusively for rural neighborhoods. These loans provide a unique opportunity for individuals in rural areas by not requiring any down payment, contrasting with FHA loans that mandate a minimum 3.5% down payment.
899 Tahoe Boulevard, Suite 500, Incline Village, NV, 89451
Lake Tahoe Mortgage provides residential mortgage loan origination services throughout all of Nevada and California. Our team is made up of knowledgeable and friendly loan officers with years of experience in the mortgage industry. We take the time to talk to you one-on-one, listen to your concerns
Direct Lender and Real Estate Professional, we have over 40 years in the Real Estate industry. Licensed California Real Estate Broker Independent Consultant and Real Property Acquisition Specialist. We deliver the expertise you need and facilitate all aspects of Residential and Commercial Real Estate transactions
2920 West Manchester Boulevard, Inglewood, CA, 90305
"Shelle Kirk is a Mortgage and Real Estate Broker in addition to being the owner of Mansfield Lending - a full service mortgage brokerage based in Inglewood, California.
For the past 21 years, Shelle has committed herself to the Real Estate field and has a wealth of knowledge to offer anyone making the first step to owning property."
Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun
6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
Allstate Bancorp, Inc. provides clients with the highest level of personal service, and an efficient and effective way of obtaining real estate financing, to accomplish their goals. Allstate Bancorp, Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
Greenday Mortgage Inc. provides clients with the highest level of personal service, and the most efficient and cost effective way of obtaining real estate financing, to accomplish their goals. Greenday Mortgage Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
6399 Wilshire Boulevard, 10th Floor, Los Angeles, CA, 90048
"Sunset Home Sales and Mortgage, Inc. is a real estate and mortgage financing based brokerage in Los Angeles, California that prides itself on the highest level of service to its clients founded upon:
Reliance – Constant contact from the beginning to the end of your transaction and beyond, never leaving your side."
6300 Wilshire Blvd. Suite 1420, Los Angeles, CA, 90048
North Star Lending, LLC is a direct (private money) commercial hard money lender, making California real estate secured loans. We pride ourselves in efficient loan underwriting and quick decisions and funding. If you need money quickly, do yourself a favor and allow us the opportunity to earn your business.
Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who were left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans Pouyan realized that the market was going to be changing.
