In 2025, the USDA loan limit in Winchester, within Clark, KY, is set at $336,500. In contrast, the FHA limit for a single-family home stands at $472,030. These loan limits set a foundation for purchasing homes within these regions, aiding buyers in planning their finances efficiently.
When utilizing the Lendersa® USDA loan calculator, you gain the ability to compare today’s premier USDA versus FHA rates. This comprehensive tool assists you in determining the necessary income, credit, reserves, and required documents for loan qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best fit for your financial circumstances in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Winchester, Clark County, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Winchester, KY
At Lendersa®, our mission is to quickly and easily help you secure the best possible USDA or FHA loan without any complications. Simply select one of three starting points, designed to match you with lenders and connect you to USDA loan programs tailored to your individual needs.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed exclusively for rural neighborhoods. These loans provide a unique opportunity for individuals in rural areas by not requiring any down payment, contrasting with FHA loans that mandate a minimum 3.5% down payment.
Our mission is to provide a reliable, secure, and fast way for entrepreneurs and business owners to access funds and grow their businesses. We are comprised of experienced financial professionals who have collectively financed thousands of businesses in a diverse segment of industries, providing them hundreds of millions of dollars to assist them.
4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
defined by 12 CFR 1026.3(a)(1) of Regulation Z.
Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.
Gold Coast Financial Services, we believe in the mantra Empowerment Through Education. Through the extensive education we offer our clients, empowerment is achieved. Through this empowerment, people formulate intelligent financial decisions which are implemented into their personal and professional lives. By living this mantra.
Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.
Provost Capital LLC is a direct private lender making loans to fund the purchase of real estate properties by investors looking to rehab either as a Fix&Flip or a Fix&Rent.
With a deep and committed pool of investor capital, Provost is able to make quick and efficient loan decisions, provide proof of funds letters & fund purchases with A very s
The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.
On October 1, 1973, when a group of local investors acquired the charter of the failed Delta Security Bank in Ferriday, La., Delta Bank was born. That bank was originally called Louisiana Central Bank. Our heritage has been to provide innovative banking products with unique home town service and attention to customers.
Since 1903, Concordia Bank has continually provided you with the best in banking products. Our approach to doing banking is simple – provide banking products our customers want with hometown customer service. We look forward to the future and the changes it will bring, while upholding the traditions of Concordia Bank.
