USDA Vs. FHA your options comparison in Winchester, Clark County, KY
In 2025, USDA loan limit in Winchester, county of Clark, KY is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Winchester, county of Clark, KY
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Winchester, KY
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Luso American Credit Union was founded in 1960 to serve the financial needs of the local community. We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.
3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112
The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112
Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.
5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112
At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,
Miller Mortgage is a licensed mortgage broker in Massachusetts & New Hampshire.Located Boston in Peabody, MA our mission is to provide the best customer service & secure the lowest mortgage interest rates from our lending partners.Our volume enables us to procure very low mortgage rates and flexible programs in the Massachusetts and New Hampshire.
The Lynn Teachers’ Credit Union has been in existence since 1935. We have consistently been available for the needs of our members and will continue to do so. We offer the convenience of payroll deduction for both savings and loans. We offer prompt, courteous service to all of our members and prospective members
True Sky Credit Union is a not-for-profit financial institution, serving the needs of those who live, work, worship or attend school in the eight counties surrounding the Oklahoma City metro area. We have seven convenient locations in the metro area including branches in Mustang, Capitol Hill, Norman, Edmond, Moore, Northwest Oklahoma City.
"AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7.
All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
First Century Federal Credit Union was chartered April 11, 1935. Our Charter is a closed Transportation Charter. If you are employed by one of our business members or an immediate family member of a current member you are eligible to become a member owner at First Century. First century is a member owned, not for profit Co-op.
