USDA Vs. FHA Pro and Con comparison in Stanton, Powell County, KY

In 2025, the USDA loan limit for Stanton, located in Powell, KY, is $336,500, while for a single-family home, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in Alabama for your financial situation.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Stanton, Powell, KY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Stanton, KY

Lendersa® aims to provide the best USDA or FHA loans quickly and without difficulty. Choose from one of three starting points to connect with lenders and explore matching USDA loan programs.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in KY

The USDA home loan is supported by the Department of Agriculture and is often known as a USDA rural development loan or mortgage. These loans are available only in rural areas, unlike FHA loans which require a minimum down payment of 3.5%. The USDA loan is distinguished by its no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Valley Mortgage Company Inc
  • 751 Warren Street, Front Hudson, NY, 12534
  • Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
  • Citizens Progressive Bank
  • 301 Main Street, Columbia, LA, 71418
  • We prefer to keep our focus on the local community, and our relationships in the towns we serve. While we may be small in size, we are big on our neighbors. Wear a suit or overalls when you come inside, it’s all the same to us. We value face to face deals and handshakes. And we’re big on getting to know your name, your family.
  • River Town Federal Credit Union
  • 1001 S 21st St, Fort Smith, AR, 72901
  • River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products. In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.
  • Mortgage Xperts
  • 10250 SE US Highway 441, Suite 101A, Belleview, FL, 34420
  • "Mortgage Xperts is a mortgage lender located in Belleview, Florida. They offer various loan programs including conventional, reverse, and government mortgage loans. They are dedicated to fair and equitable lending practices and offering the best opportunities for every potential homeowner"
  • Stress Less Mortgage
  • 11130 SE 36th Ave, Belleview, FL, 34420
  • "We help take the Stress out of the Mortgage process. Purchases, Refinance, Investor specials. Free consultation, low rates with fast Stress Less Closings. Experienced Owner with a demonstrated history of working in the mortgage industry. Skilled in Sales, Risk Management, and Training."
  • USPLK Employees Federal Credit Union
  • 16055 Santa Fe Trail, Leavenworth, KS, 66048
  • USPLK Employees Federal Credit Union Although our services are similar to a bank, our philosophy is quite different. As a member-owned, non-profit financial institution, our credit union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans.
  • Frontier Community Credit Union
  • 690 Eisenhower Road, Leavenworth, KS, 66048
  • Frontier Community Credit Union is a full-service, not-for-profit cooperative. Our mission is to: 1) provide financial products and services in a professional, friendly and convenient atmosphere through innovation, technology, and cost-effective products; 2) encourage and educate our members in methods to manage
  • Citizens Federal Savings Bank
  • 5151 S. 4th Street, Leavenworth, KS, 66048
  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.