In 2025, the USDA loan limit for Stanton, located in Powell, KY, is $336,500, while for a single-family home, the FHA limit is $472,030.
Use Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in Alabama for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Stanton, Powell, KY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Stanton, KY
Lendersa® aims to provide the best USDA or FHA loans quickly and without difficulty. Choose from one of three starting points to connect with lenders and explore matching USDA loan programs.
The USDA home loan is supported by the Department of Agriculture and is often known as a USDA rural development loan or mortgage. These loans are available only in rural areas, unlike FHA loans which require a minimum down payment of 3.5%. The USDA loan is distinguished by its no down payment requirement.
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