USDA Loan Vs. FHA loan pro & con for Irvine, Estill County, KY

In 2025, USDA loan limit in Irvine, county of Estill, KY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Irvine, KY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kentucky?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(417) 235-6100 551 miles Lender's profile and map Reviews First State Bank of Purdy 106 E Cleveland Ave, Monett, MO, 65708 First State Bank of Purdy was chartered in June, 1944, as a successor of the First National Bank of Purdy. The original directors were Raymond Brite, Bert Catron, A. M. Gurley, Jr, John Miller and John Moore. In 1974, Glen Garrett and Jack Fox purchased the bank, which had assets totaling $2,000,000.00 at that time.
(800) 237-5626 552 miles Lender's profile and map Reviews Advanced Financial Federal Credit Union 785 Central Avenue, New Providence, NJ, 07974 Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.
(732) 298-6318 552 miles Lender's profile and map Reviews BLUEROCK MORTGAGE, L.L.C. 1120 Campus Drive W., MORGANVILLE, NJ, 7751 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(315) 471-4621 552 miles Lender's profile and map Reviews Syracuse Fire Department Credit Union 211 Wilkinson Street, Syracuse, NY, 13204 The Syracuse Fire Department Credit Union was chartered on March 24, 1950. Since that day, we have proudly served professional firefighters in Syracuse and surrounding communities. Today, our membership primarily consists of profesional firefighters, police officers, emergency responders and other small businesses from around Central New York.
(315) 477-2200 552 miles Lender's profile and map Reviews Empower Federal Credit Union 515 Erie Blvd W, Syracuse, NY, 13204 Empower Federal Credit Union is a full-service financial institution that provides savings, loan, and transaction services to members in Central New York, and in eight counties in New York State. Main offices are located in Syracuse NY. As a credit union, Empower is a financial cooperative and is not-for-profit. For information go to www.empowerfcu
(816) 470-2265 552 miles Lender's profile and map Reviews Community Bank of Missouri 904 Walton Way, Richmond, MO, 64085 Community Bank of Missouri was founded in May 2001, in an effort to bring unparalleled banking excellence to the Richmond area. It began with two local businessmen, Gary Arnette and Gregg Steele, who identified the need for a financial institution based in the community. We are always upgrading the technology of our base products and services.
(973) 635-6800 552 miles Lender's profile and map Reviews Cronheim Mortgage 205 Main Street, Chatham, NJ, 07928 Our firm is one of America’s largest privately owned national real estate investment bankers. As institutional advisors and mortgage servicers for 31 institutional investors we have the credibility and expertise to provide counsel on where to source the most competitive capital across the spectrum of real estate asset classes.
(908) 322-5535 552 miles Lender's profile and map Reviews AMERICAN UNITED MORTGAGE CORPORATION 210 Haven Avenue, Scotch Plains, NJ, 07076 American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.
(973) 301-0931 552 miles Lender's profile and map Reviews FDU Federal Credit Union 12 Main Street, Suite 4, Madison, NJ, 07940 FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
(315) 671-4000 552 miles Lender's profile and map Reviews Money Federal Credit Union 100 Madison Street, Syracuse, NY, 13202 Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources