USDA Loan Vs. FHA loan for Erlanger, KY [Kenton County ]

In 2025, the USDA loan ceiling in Erlanger, situated in the county of Kenton, KY, stands at $336,500, whereas the single-family FHA cap is $472,030.

Utilize the Lendersa® USDA loan calculator to contrast the optimal USDA and FHA rates available today. This tool aids in assessing the necessary income, credits, reserves, and documentation to qualify. Our sophisticated mortgage calculator provides a comparison across USDA, FHA, Conforming, and VA options, facilitating an informed decision on the most suitable program in tailored to your financial needs.

Exploring USDA and FHA Loan Alternatives in Erlanger, KY

Lendersa® prioritizes promptly securing the most favorable USDA or FHA loans without complication. Choose one of three pathways to initiate the process, which aligns lenders with USDA loan programs.

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Understanding USDA Loans in KY

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. It is specifically for rural areas. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans require no down payment at all.

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(863) 632-0745 Lender's profile and map Reviews Ridge View Mortgage 231 E. Tillman Ave, Lake Wales, FL, 33853 At Ridge View Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(863) 456-7140 Lender's profile and map Reviews McWhorter Mortgage 231 E Tillman Ave, Lake Wales, FL, 33853 We constantly work on delivering the best loan services to our clients. Our team will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly. We have satisfied clients all over Central Florida and one of the fastest closing rates offered by any mortgage company.
(972) 263-9497 Lender's profile and map Reviews Credit Union of Texas 900 W Bethany Dr, Suite 100, Allen, TX, 75013 Experience more of everything. More service. More value. More solutions to your financial needs. That’s what we are here for. Actually, it’s the only reason we are here. We are interested in what’s going on with you above all else, & our employees are empowered to help you get where you are going, wherever that financial highway needs to take you.
(214) 509-8038 Lender's profile and map Reviews East Capital Funding LLC 700 Central Expy S, Suite 400, Allen, TX, 75013 East Capital Funding LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(972) 897-6348 Lender's profile and map Reviews American Mortgage Company 1002 Raintree Circle, Suite 100, Allen, TX, 75013 The American Mortgage Company was founded in 1999 by Mr. Gregory D. Park and has continued to grow and thrive ever since. Proudly serving the greater North Texas area. we offering this: Home Mortgages, Refinancing, Credit Checks, VA loans, FHA loans, Home Mortgage consultations, Mortgage Plan Analysis.
(844) 839-2378 Lender's profile and map Reviews Texas Best Home Loans LLC 924 Colorado Dr., Allen, TX, 75013 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and best of all quality service and individual attention. We've been helping customers afford the home of their dreams and we love what we do. We are home loan experts, let us know if you have questions.
(972) 896-8790 Lender's profile and map Reviews Mortgage X-Change 400 W Bethany Dr, Suite 130, Allen, TX, 75013 MortgageX-Change.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
813.392.4200 Lender's profile and map Reviews Amerifirst Home Mortgage 449 Apollo Beach Boulevard, Apollo Beach, FL, 33572 Amerifirst, we're knowledgeable professionals in mortgage loans, but we don't expect everyone else to be. We meet you wherever you are on the road to buying a home, walking you through the process, answering questions, and cheering you on until you reach your goals. Our licensed loan officers can help you buy, build, remodel.
(936) 829-1616 Lender's profile and map Reviews Temple-Inland FCU 109 N Temple Drive, Diboll, TX, 75941 Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
(214) 533-3904 Lender's profile and map Reviews Sunlight Residential Lending LLC 1206 Crosswind Drive, Murphy, TX, 75094 Sunlight Residential Lending LLC. We are a full service mortgage company based in the Dallas/Fort Worth Metroplex. We can help you realize your dream of home ownership anywhere in Texas. We offer virtually every type of mortgage loan available. In addition to the traditional loan types from FHA, VA, USDA, Fannie Mae and Freddie Mac
(402) 775-2271 Lender's profile and map Reviews Butte State Bank 510 Thayer St., Butte, NE, 68722 The First National Bank was chartered in 1904. Officers of the bank were H.A. Olerich, M.L. Honke, E.R. Johnson, Emil Statsman, and J.A. McLaughlin. In 1944 the bank was changed from a National Bank to a state chartered bank and the name changed to Butte State Bank. We pride our Bank in being "Small enough to know you and large enough to serve you"
(405) 453-7101 Lender's profile and map Reviews COMMUNITY BANK OF OKLAHOMA 101 West Highway 62, Verden, OK, 73092 Our goal is to provide each of our customers with exceptional service, competitive rates and a personalized banking experience. Community Bank of Oklahoma offers a full range of services to suit your banking needs. We're here to serve you! On behalf of the officers & employees of Community Bank of Oklahoma.